We’ve all been seduced by a seemingly good deal. Retailers spend millions each year on marketing strategies to gain your business. They offer discounted rates on monthly services, no interest for 12 months, etc. Unfortunately, when the inflated bill arrives on month 13, you may be thinking, “Wait a minute; I didn’t sign up for this!” Or did you? The fine print tells an interesting story in every user agreement. When you sign up for temporary savings, you may also be agreeing to larger price tags down the road. When it comes to credit repair, debt reduction, savings, and credit utilization are imperative. Don’t skim the Terms and Conditions the next time you shop. Keep a watchful eye on the following agreements:
Credit repair can be a challenging goal, one best aided with the right information. When you are fighting to raise your credit score, positive trade lines are critical. The problem: What if the credit bureaus aren’t receiving the whole story? While you may be paying your bills on time, the credit bureaus cannot reward good behavior if your lenders never report it. The good news? You have the power to fix this problem. Read on to learn about some commonly overlooked issues. A little attention will have you on your way to fast credit repair.
While Google searches for the term “credit repair” are declining over time, the topic of credit repair as a whole continues to grow as consumers are getting more specific with their Google search queries.
The Girl Scouts have been an American institution since 1912, with a mission to “build girls of courage, confidence, and character, who make the world a better place.” Last year, they took their mission a step further by developing merit badges that focus on personal finance. Repairing credit is no longer a task for adults only. Girl Scouts have had a taste of monetary responsibility since cookie sales began in 1933. Cookie sales, producing $760 million in annual revenue, helps girls ages 6 to 18 learn how to budget their time, collect and manage funds, and generate revenue to fund the programs and initiatives that their organization enjoys. By learning these essentials early, these youngsters stand a better chance of avoiding financial trouble altogether in their adult lives.
We can all learn from the new merit badges that each girl is expected to earn. If repairing credit is on your to-do list, take a lesson from the Girl Scouts and focus on:
Credit repair is high priority for 2013. According to a survey conducted by Liberty Mutual Insurance, Boston, 22 percent of respondents vowed to take control of their personal finances in the New Year. Other popular resolutions included:
Last year, our clients saw over 1,297,226** negative
items removed from their
combined credit reports.
How can we help you?
Call now to discuss
what we can do
for you through a FREE consultation:
1-
*Important: While the testimonials and other information on this website may be exciting, Lexington Law promises only to perform the steps we've agreed to in each client's case and to charge each month only for steps already completed. As with any legal work, no outcome is promised. Your results will vary. **The number of items removed represents the combined removals for all three credit bureaus. For example, if a single questionable negative item is removed from all three credit reports, it is counted as three separate removals.
REF# Confirm
RSS Subscription