It pays to check your credit report. On February 11, 2013, the Federal Trade Commission (FTC) released a study detailing some shocking information*: continue reading “FTC Study Reveals Trend in Unfair Credit Scoring” »
News, Information, and Perspectives on Credit Repair
I had an interesting credit repair moment of my own recently. My husband and I were at the AT&T store, looking to upgrade my existing account to a family plan. I’ve had the same account for over five years and have never missed a payment. That’s why I was surprised when the store rep asked the following:
“May I please have your Social Security Number?”
When a business asks for your SSN, it usually means one thing: a credit check. Confused, I wasn’t about to give up my number just yet.
Starting a business is an exciting venture—one that can also be risky when personal credit is on the line. A savvy CEO understands how to minimize this risk by keeping personal and professional finances separate. Read on to understand the difference.
Personal credit repair should never include entanglement with business expenses. To help entrepreneurs in the arena, the credit bureaus allow them two credit reports: Consumer and business. Below are some commonly-asked questions. Take some time to learn about the facets of business credit and how it relates to you.
The loss of property is a devastating blow, both emotionally and financially. As those who have been victimized by wildfires this summer have learned, the immediate threat of safety may overshadow the need for monetary recourse. However, the wake of the fires has left many bouncing from hotels to shelters to homes of relatives, running out of cash along the way. The result has produced a new kind of safety concern: the health of family savings and financial security. When disaster takes your home, is it possible to prevent credit damage as well? Read on to implement your own safety measures.
Taking up residence in a new country requires a lot of planning. Securing the right work visa, finding places to live, buying a car, etc., are all necessary evils of relocation. The bad news? Even if you are a model U.S. citizen, your creditworthiness may not follow you beyond the border.
Contrary to popular belief, a credit score is not universally recognized. Credit bureaus and scoring companies that predominate in one country may be a minor player — or even a nonexistent one — in another. So, for example, while Equifax, Experian and TransUnion are the dominant credit bureaus in the United States, this isn’t always true everywhere else. This revelation can surprise many relocators and presents a number of important questions:
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*Important: While the testimonials and other information on this website may be exciting, Lexington Law promises only to perform the steps we've agreed to in each client's case and to charge each month only for steps already completed. As with any legal work, no outcome is promised. Your results will vary. **The number of items removed represents the combined removals for all three credit bureaus. For example, if a single questionable negative item is removed from all three credit reports, it is counted as three separate removals. REF# Confirm