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Why Your Credit Affects Your Insurance Rates

June 28th, 2012 by Daniel Muhlestein

 “I believe that sometimes you gotta wreck the truck to get the insurance money to make the truck payment.” – Larry the Cable Guy (Blue Collar Comedy Tour Rides Again)

All of us have applied for home or auto insurance at some point in our adult lives. I’m sure that the thought crossed most of our minds of: “Why did they have to check my credit reports to determine my insurance rates? They have nothing to do with each other.” The fact is that, statistically speaking, they have very much to do with each other.

How Your Credit Score Got Involved

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