CNN Video – Improve Your Credit Score

CNN Video provides a video located here for consumers looking to maximize their credit score before applying for a mortgage. According to CNN, in today’s credit environment, a credit score of 750 is likely required to ensure you get the best rates and terms on your home loan.

According to the video, there are a few steps you should take to improve your credit score. Before applying for a mortgage loan, make sure to settle collections accounts, pay off high credit card balances, and avoid opening new lines of credit. In addition, do not close old credit cards even if you are no longer using them because the show a history of credit use which is an important component of a high credit score.

Something not mentioned in the video is that you should also make sure everything listed on your credit reports is accurate and a true representation of your credit risk. Make sure to dispute any negative items you feel are inaccurate, untimely, misleading, biased, incomplete or unverifiable as these questionable items may be unfairly depressing your credit score.

By proactively managing your credit moving forward and working to ensure that your credit reports are accurate, you will put yourself in the best position for getting approved for a mortgage loan with the rate and terms you deserve.


Last year, our clients saw
over 600,000** negative
items removed from their
combined credit reports.

How can we help you?
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*Important: While the testimonials and other information on this website may be exciting, Lexington Law promises only to perform the steps we've agreed to in each client's case and to charge each month only for steps already completed. As with any legal work, no outcome is promised. Your results may vary. **The number of items removed represents the combined removals for all three credit bureaus. For example, if a single questionable negative item is removed from all three credit reports, it is counted as three separate removals.
© 2010 Lexington Law™ All rights reserved. John C. Heath, Attorney at Law, PLLC. Lexington Law is a group of law firms that may also be referred to throughout this site as "Lexington," "Lexington Law Firm," "we," "us," or "the firms". The number of items removed represents the combined results of the group.
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