Stated simply, bankruptcy is to the credit rating what the nuclear bomb is to war.
Over 2 Million Items Removed!
Lexington Law has helped thousands of people just like you legally improve their credit scores. Getting started with Lexington Law is the first step to becoming one of them.
The scary thing is that for a surprising number of Americans, the bankruptcy listed on their credit reports simply should not be there.
A bankruptcy may be your problem, but that doesn't always mean it's your fault.
Over 500,000 people declared bankruptcy last year. This amounts to more than half a million chances for a bankruptcy to mistakenly end up on your credit reports, and it is a mistake that is easy to make.Think of how often you have dialed a wrong number. That's basically all that needs to happen for someone else's bankruptcy to end up on your credit reports. All it takes is for one person to transpose or mistype the numbers in a Social Security number for a bankruptcy to be added to the wrong credit reports.
However, this is not the only way a questionable bankruptcy could be on your credit reports. Other clerical errors, mistaken identities, identity theft, and legitimate bankruptcies that have already been reported for 10 years could all result in a bankruptcy showing up on your credit reports when it should not be there.
“You guys are doing a fantastic job, I have seen many items removed and deleted from my credit reports... You guys are like hound dogs, you are relentless. Just recently, after 10 short months, I have even seen a bankruptcy deleted from one of the credit companies”
- John, Lexington client
Lexington Law's results are proof that bankruptcies can be removed.
Many people will tell you that it is impossible to remove a bankruptcy from your credit reports. The truth is that there is not one type of negative listing that cannot be questioned and possibly disputed and removed.Through effective credit bureau and creditor disputation, Lexington Law has successfully removed over 2,000 bankruptcies from our clients' credit reports so far this year.*
Of course, Lexington Law has also successfully helped its clients remove over two million other negative credit items so there is no need to stop at removing a bankruptcy from your credit reports. If other questionable negative items are affecting your credit score, Lexington Law can help you dispute those as well.
