What is a credit score?

[kred-it skohr] n. A staistical summary of the information contained in a consumer's credit report.

Your credit score is a simple 3 digit number that is used by lenders, landlords, employers and others to quickly formulate an opinion of your credit worthiness, fiscal responsibility, and overall character.

If you have a low credit score, you will be treated as if you have been careless with how you have managed your life. Lenders will require highers interest rates for credit or will deny you credit altogether. Employers may pass over you in favor of a similarly qualified job applicant with a better credit score. Insurance companies may even demand higher premiums because they correlate your bad credit score with a high risk lifestyle.

Is your credit score
telling the right story?

If you are like the millions of Americans with bad credit who have been unfairly labeled as a high credit risk, your credit score is not telling the right story about you. Inaccurate credit reporting and other flaws in the credit scoring system are causing your credit score to be lower than it should be.

When your credit score is low because of questionable negative items in your credit reports, you have the right to dispute these items. For 19 years, Lexington Law has helped clients work towards a fair an accurate credit score by helping them take advantage of this right.

Last year, our clients saw
over 600,000** negative
items removed from their
combined credit reports.

How can we help you?
To discuss what we
can do for you,
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