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Late Payments can have a detrimental
effect on your credit score

One recent late payment on a single account can lower a score by 15 to 40 points, and missing one payment cycle for all accounts in the same month can cause a score to tank by 150 points or more.

A single 90 day late payment also factors heavily in your credit score and is about as damaging as a collection account, judgment, tax lien, and even a bankruptcy.

Consecutive late payments are even more harmful to your score, as each subsequent late payment is weighted more heavily.

Let the industry leader help!

Whether you have a single 90 day late payment or a series of lesser late payments, if they are being incorrectly reported on your credit reports, you can dispute them with the credit reporting agencies and the lender who reported it.

Let Lexington Law help you with this. Lexington Law has helped our clients in the removal of 415,220 inaccurate, untimely, misleading, or unverifiable (questionable) late payments from clients' credit reports in 2012 alone. Lexington Law's Concord level services help you challenge questionable late payments by providing credit bureau and creditor interventions.