Chapter Ten

Getting Help with Credit Improvement

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During the middle ages, when the "great" western libraries consisted of under 100 books, scholars could actually know everything known to man. A person could read every book ever written, could learn every bit of math ever devised and could understand every theory of science conceived by the brain of man. There just wasn't that much information floating around. You could learn it all.

Since that time, information has exploded at a rate that boggles the mind. It's ridiculous to imagine that you can even know a tiny fraction of the knowledge accumulated by the human race. Even lawyers, doctors and scientists must specialize their careers down to the tiniest slices of specialty in order to be true "experts." No longer can you claim to be a one-stop "lawyer," but now you must be a "litigator" or a "patent lawyer" or a "consumer lawyer."

John Heath is a co-author of this book and a Lexington Law Firm attorney. Today, John focuses his practice on credit error correction. But it wasn't always so. John began his career as a public service lawyer. It became apparent to John while he was at his first job that he could never know every, single thing about the law. On the contrary, he learned that in order to become an effective attorney, he would have to focus his practice in specific areas. No attorney is expert in every area at once. No lawyer is at the top of many fields at the same time. Divorce, bankruptcy, litigation, collections, tax negotiation, patent law, contract law, etc. all require specific knowledge and specific experience for a lawyer to be proficient.

Credit correction law is much the same. The laws that govern credit reporting, lending, collection agencies, credit service organizations and extensions of credit in general are complex and ever-evolving. Even more importantly, the policies and procedures of the credit bureaus are constantly shifting. An attorney needs to stay current in all of these areas in order to be worthwhile to his clients. Not just any attorney can hang out his credit correction shingle and go to work. There's a lot to learn before an attorney will get good results.

Credit Revolution: Path of the Smart Consumer

More information about fixing credit

What is my credit score?

What does it mean to fix my credit?

I ordered them, now how do I fix my credit reports?

Last year, our clients saw
over 600,000** negative
items removed from their
combined credit reports.

How can we help you?
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*Important: While the testimonials and other information on this website may be exciting, Lexington Law promises only to perform the steps we've agreed to in each client's case and to charge each month only for steps already completed. As with any legal work, no outcome is promised. Your results will vary. **The number of items removed represents the combined removals for all three credit bureaus. For example, if a single questionable negative item is removed from all three credit reports, it is counted as three separate removals.

© 2010 Lexington Law®. All rights reserved. John C. Heath, Attorney at Law, PLLC, d/b/a Lexington Law. Lexington Law is a group of law firms that may also be referred to throughout this site as "Lexington," "Lexington Law Firm," "we," "us," or "our firm". The number of items removed represents the combined results of the group.