Chapter Fifteen 

The Seven Year Ham

Here's how the story goes: once a woman helped her mother in the kitchen, preparing ham. The daughter asked, "Mother, why do we cut the ends off the ham before we place it in the oven?"

"I'm not sure," the mother replied. "That's how your grandmother taught me to do it."

So, the daughter turned to the grandmother, sitting in a chair watching the preparation of the meal. "So, Grandma. Why do we cut the ends off the ham before baking?"

"Hmmm," answered Grandma, as she tapped her chin. "I'm not certain. As I recall, my mother taught me to do it this way and I always have."

Since Great Grandmother was in the other room, watching television, the girl went to her and asked, "Great Grandma, we're trying to figure out why we cut the ends off the ham before we put it in the oven."

"I don't know why you do it," Great Grandmother chortled, "but I do it because the pan I bought back in the Depression is too short for a full hamhock."

Sometimes, we do things just because that's the way they've always been done them. So, why is it that the credit bureaus wait seven years before removing negative credit from the credit report? Why is that the bottom-line basis for credit reporting and credit repair? There must have been extensive study bearing on millions of data points with piercing, professional analysis done by an army of statisticians, right? Wrong.

Credit Revolution: Path of the Smart Consumer
© 2007 John C. Heath, Esq., Dr. Randy Padawer, Jayson R. Orvis. All Rights Reserved.
Published by Far Cliffs Multimedia, LLC

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