Healthy credit

is more important than ever before.

Like it or not, credit is a necessity. From the house that you live in to the car that you drive, your credit score impacts almost every facet of your life. With the price of housing and transportation now on the rise, it has become more important than ever to achieve and maintain a healthy credit score.

For those with poor credit, increased interest rates may further inflate the cost of living, making even trivial purchases seem difficult. A poor credit score can cost you hundreds each month in interest payments, or can keep you from getting approved for credit altogether. Use the calculator below to see how much poor credit could cost you:



Numbers like this make it easy to see the financial burden created by poor credit, but the real cost is more difficult to measure. Poor credit affects more than your finances, it can also attack your sense of security, and limit your personal freedom.

Fortunately, the cost of working with Lexington Law to take control of your credit is much easier to quantify. Our services start at an affordable $39 a month.

For less than your monthly cable bill, you can start the fight to take control of your credit. When you consider the costs, how can you afford to not take on your credit score?

Related Questions:

Service Pricing

Our services are designed to help you target specific ways to manage your credit. The price of our services will vary based your service level:
A: Credit Reports
Lexington Regular™ helps you dispute an unlimited number of questionable items on your credit reports with Equifax, Experian, and TransUnion.
A: $39/mo | $99 set up
B: Creditor Interventions
Concord Standard™ offers clients an additional layer of creditor interventions designed to further accelerate the credit repair process. Excellent for charge-offs, late payments, and collections.
A+B: $59/mo | $99 set up
C: Credit Score
Concord Premier™ adds features designed to help you modify, monitor, and protect you credit score, including ReportWatch™, InquiryAssist™, and monthly score improvement analyses.
A+B+C: $79/mo | $99 set up
Couple’s Discount
Lexington Law will provide your spouse with a $50 discount off the set-up fee when you and your spouse sign up for our service.
With Lexington Law, you will only be charged retroactively for our services. You will be billed each month only for work that has already been performed. Not even your set up fee will be drafted until your case is actually set up.
*Important: While the testimonials and statistics provided on this website may be exciting, it's important to remember that Lexington Law promises only to perform its best efforts by taking the steps best-suited to the client's case. As with any legal work, no specific outcome is promised. Every case differs from every other and results may be more or less than average.
“Thanks Lexington Law Firm for all your help. I appreciate all you have done to clear my credit. So much progress was made in such a short time. You were very professional and very helpful at all times. It was nice to get someone on the phone whenever I needed assistance. I will keep you in mind if I ever need anything else.”

D.S., Lexington client*
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© 2008 Lexington Law™. All rights reserved. John C. Heath, Attorney at Law, PLLC. *Actual client testimonial. Individual results may vary. The services of Lexington and its affiliates may not be available in all states. Lexington Law™ is a group of law firms that may also be referred to throughout this site as "Lexington," "Lexington Law," "we," "us," or "the firms". "Credit Repair" means all the legal work, strategy and methods that Lexington Law uses to dispute questionable credit listings that are inaccurate, incomplete, misleading, biased, untimely or unverifiable. The number of items deleted represents the combined results of the group. The Terms were last updated on 02/24/2006. The Privacy Policy was last updated on 02/24/2006. // 1.0.1
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