Our years of credit report repair experience have produced an arsenal of time-tested tools and strategies.
The results our clients have enjoyed speak for themselves. Listed below are the type and number of questionable items removed last quarter alone:
| 4th Quarter Removals (Oct-Dec 2008) | |
|---|---|
| Acct in Counseling | 99 |
| Acct in Dispute | 84 |
| Bankruptcy | 1,949 |
| Cannot Locate | 39 |
| Charge Off | 28,790 |
| Civil Claim | 129 |
| Closed by Grantor | 10 |
| Collection | 73,828 |
| Foreclosure | 579 |
| Garnishment | 36 |
| Incl. in Bankruptcy | 10,036 |
| Judgment | 5,989 |
| Late Payment | 36,611 |
| Lien | 3,795 |
| Negative | 6,730 |
| Partial Payment | 8 |
| Repossession | 1,112 |
| Settlement Accepted | 3,842 |
| Q4 Total | 173,666** |
Q4 2008 results now available
Download the full list of all 173,666 questionable items removed for Oct-Dec 2008. Each listing shows the creditor's name, the type of questionable item, and the date it was deleted. If this doesn’t satisfy your appetite for numbers, we’re not sure what will.
Credit Report Deletion Downloads
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The truth at 78 items removed per hour.
During the 92-day period from Oct-Dec of this year these results show roughly 57,888 negative items per month were removed from our clients credit reports, or 1,887 per day, or 78 negative items per hour—24 hours a day, seven days a week!
There's more to this than meets the eye.
In many cases we depend on our clients to provide us with copies of their credit reports in order to determine total deletions. Since some clients fail to report back to us towards the end of their case, the actual number of deletions is most likely much higher than what we publish.
The results are amazing, but are they legal?
Yes. Disputing questionable items on your credit report is your right under the Fair Credit Reporting Act (FCRA.) Legitimate credit report repair is as legal as pleading "not guilty" in a court of law. It is entirely within your rights, and the freedom to do so is protected by law.
S.C., Lexington client*
(Your results may vary)