Enabling outstanding results—
from credit repair efforts year after year.
Nothing has as severe an impact on your credit score as negative items. A single 30-day late payment can pull your score down by 60 to 110 points. Not surprisingly, the removal of questionable negative items has proven to be the most effective way to improve a credit score.
Fueled by 19 years of experience serving over 1/2 million credit repair clients, our firm has developed a vast arsenal of tools and strategies that have proven to be quite effective at removing negative items. In 2009 alone, our clients saw 1,013,469 negative items removed from their credit reports.**
Our results prove it can be done. From late payments to charge-offs to bankruptcies, our firm has assisted in the removal of every single type of negative credit item. The list below details all 2009 removals by item type.
Q4 Results are in! Download the full list of all 254,553 negative items removed for Q4 (Oct-Dec) 2009. Each listing shows the creditor's name, type of negative item, and removal date. If that doesn't satisfy your appetite for numbers, we're not sure what will.
| Removed | View detailed removal lists: | ||||
|---|---|---|---|---|---|
| 2009 | 1,013,469 | Q1 | Q2 | Q3 | Q4 |
| 2008 | 665,515 | Q1 | Q2 | Q3 | Q4 |
| 2007 | 602,879 | Q1 | Q2 | Q3 | Q4 |
| 2006 | 609,443 | Q1 | Q2 | Q3 | Q4 |
| 2005 | 667,366 | Q1 | Q2 | Q3 | Q4 |
| 2004 | 585,214 | Q1 | Q2 | Q3 | Q4 |
| 2003 | 354,714 | Q1 | Q2 | Q3 | Q4 |
| 2002 | 269,196 | Q1 | Q2 | Q3 | Q4 |
Items removed in 2009**
1,013,469
Q4 2009 removals
254,553
Q4 2009 Monthly removals
84,851
Q4 2009 Daily removals
2,766
Q4 2009 Hourly removals
115
items be removed?
Further consumer rights also allow you to contact your creditors directly and request (or demand) that damaging information be removed from your reports.
The black-and-white nature of a credit listing doesn't always tell a fair story. Courts have ruled that even though some credit listings may be technically accurate, they are not truly accurate based on circumstance.
items are questionable?
Our firm does not advise that any consumer, client or not, abuse their right to fair credit by disputing an item in bad faith (knowing it to be 100% accurate and timely.)
remove accurate items?
However, just because an item cannot be questioned with credit bureaus does not mean it cannot be removed from your credit reports.
As the originating source of credit report information, your creditors may revise or remove furnished information whenever they see fit. In that regard, you have a number of rights when it comes to dealing with your creditors which can be leveraged to work toward a favorable credit solution.
Our firm's Concord-level services include a cadre of interventions which leverage these consumer rights.
— S.S., Lexington client*
(Your results will vary)
*Important: While the testimonials and other information on this website may be exciting, Lexington Law promises only to perform the steps we've agreed to in each client's case and to charge each month only for steps already completed. As with any legal work, no outcome is promised. Your results will vary. **The number of items removed represents the combined removals for all three credit bureaus. For example, if a single questionable negative item is removed from all three credit reports, it is counted as three separate removals.