We help our clients

take action to improve their lives.


Many consumers are under the impression there is nothing that can be done to change the information on their credit reports. Thankfully, this is not true. Federal law gives you the right to have misinformation on your credit reports corrected. You are ultimately responsible for assuring that your credit reports accurately represent your behavior as a consumer.

The Fair Credit Reporting Act (FCRA) gives you the right to contact credit bureaus directly and dispute items on your credit reports. You can dispute any and all items that are inaccurate, untimely, misleading, biased, incomplete or unverifiable (questionable items). If the bureaus cannot verify that the information on their reports is indeed correct, then those items must be deleted.

Disputing items on your credit report should be easy, but many consumers give up before they ever see results. They don't take time to learn their relevant consumer protection rights or formulate a statute-based plan of attack, and their quest for credit justice ends in frustration. That's where Lexington Law comes in.

Defending your credit rights since 1991, Lexington Law has the knowledge and experience needed to help you effectively address your problematic credit history. From bankruptcies to charge-offs to tax liens, Lexington Law has challenged virtually every credit problem under the sun-and removed over 3,300,000 items last year alone.**

Lexington Law has become the trusted leader in credit report repair because we believe in our work and we're committed to our clients' success. That, coupled with our knowledge and years of experience in the credit repair field, has led us to achieve amazing results that have turned many clients' lives around.

Are you ready to take action on your credit?

Client Results

As the leading firm in credit report repair, Lexington Law assists our clients in the removal of over a thousand questionable items from credit reports every single day.

What kind of questionable negative items can be removed from reports? Below is a full list of the type and number of negative items removed by our clients in 2012:**

  • 443928Collection
  • 110607Late Payment
  • 73095Charge Off
  • 47162Incl. in Bankruptcy
  • 20255Judgment
  • 18584Settlement Accepted
  • 11850Lien
  • 5014Bankruptcy
  • 4573Negative
  • 3389Repossession
  • 1910Foreclosure
  • 513Civil Claim
  • 146Acct in Counseling
  • 51Garnishment
  • 37Closed by Grantor
  • 17Unknown
  • 13Acct in Dispute
  • 3Cannot Locate
  • 2Partial Payment

“You guys did a great job! My beacon score went up 90+ points in less than a year. I went from horrible credit, to marginal to good credit. We have even purchased a house and went with a conventional mortgage.”

K.D., Lexington client*
(Your results will vary)
More Testimonials  Client Videos
Credit Revolution

*Important: While the testimonials and other information on this website may be exciting, Lexington Law promises only to perform the steps we've agreed to in each client's case and to charge each month only for steps already completed. As with any legal work, no outcome is promised. Your results will vary. **The number of items removed represents the combined removals for all three credit bureaus. For example, if a single questionable negative item is removed from all three credit reports, it is counted as three separate removals. REF# Confirm
 
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