How much does your credit repair service cost?

How does the refund policy work?

How do you make sure my flat, monthly payment is the best deal for me?

Does Lexington Law offer a couple's discount?

What is an electronic transfer?

Why are automatic drafts or credit cards required?

When are funds drafted?

Can I cancel your credit repair service at any time?

What if I cannot afford credit repair right now?

What are the accepted payment methods?

What happens if a payment is dishonored?

How much does your credit repair service cost?

A complete breakdown of the features of each service level can be found by visiting our services overview page.

Lexington Law offers three levels of service depending on your credit needs. Our Regular service which covers the essentials of credit report repair is $39.95/month. Our Concord service upgrades include additional features such as creditor interventions, debt validation, and monthly credit score analysis. These advanced packages are $59.95/month for the Concord Standard service and $79.95/month for the Concord Premier service.

When considering the cost of a credit repair service, you should compare it to the cost of living with poor or even average credit. Over the course of a 30 year home loan, a person with average credit may end up spending tens or even hundreds of thousands of dollars more in interest payments than someone with good credit. And the extra payments are even more dramatic if you have poor credit; providing you can even get approved for a mortgage loan in the first place. To see how much you may be able to save on your mortgage by improving your credit score, try our Credit Cost Calculator.

The benefits of having a good credit score are not limited to helping you get into a home. Almost any lender who offers credit will take your credit score into account. This means that improving your credit score may help you get approved for a car loan, credit card, home equity loan, debt consolidation loan or other personal loan at a lower interest rate.

Even further, many entities are now using your credit score to make different sorts of decisions about you. In today's society, increasing your credit score may also help you lower your insurance premiums, get an apartment and possibly increase your chances of landing a new job.