Common Questions

What if I cannot afford credit repair right now?

When you have credit problems, even $39.95 a month can seem like an impossible expense. We understand that many people who have suffered at the hands of the credit reporting system find themselves in a position where extra spending money is hard to come by.

While a credit repair service may seem like an unnecessary luxury, we feel it is imperative for you to understand the potential savings that may be achieved by taking control of your credit score. An improved credit score could end up saving you hundreds of dollars a month. Over the course of a few years, today's small sacrifice could result in savings of tens or even hundreds of thousands of dollars in mortgage, car loan and credit card payments.

Very few investments have the potential for the amazing returns realized by those who have used Lexington Law's services to take on their credit score.

That said, if you cannot afford Lexington Law's services today, we don't want you to delay the process of repairing your credit. The first step in repairing your credit reports is knowledge. To help you get a better understanding of your credit, Lexington Law offers a free credit score guide with information on how your credit score in calculated, how to read your credit reports and some simple steps you can take to start working on your credit score.

Finally, if you are unable to afford credit repair service, we would rather you take time to learn more about the credit reporting system and work to repair your credit reports on your own than continue to struggle with bad credit. Repairing your credit reports can sometimes prove to be a time-consuming and frustrating chore, but a good credit score is worth the effort. Plus, you have the option to begin the credit repair process on your own and enlist the help of Lexington Law at a later point in time.



 
“You guys did a great job! My beacon score went up 90+ points in less than a year. I went from horrible credit, to marginal to good credit. We have even purchased a house and went with a conventional mortgage.”

K.D., Lexington client*
(Your results will vary)
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*Important: While the testimonials and other information on this website may be exciting, Lexington Law promises only to perform the steps we've agreed to in each client's case and to charge each month only for steps already completed. As with any legal work, no outcome is promised. Your results will vary.
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