Common Questions

What is a charge off?

When you become very delinquent on an account, the creditor will probably charge it off. This means that they have written the debt off as a loss for tax purposes. This does not mean that they have given up collecting on the debt. The creditor is now likely to either sell the debt or send it to collections.


What is a credit rep...

 
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“You have really exceeded my expectations in service. I am so pleased that there are items coming off my credit report almost monthly. I look forward to my final email telling you that you have made me the happiest person and my credit is back on track. :)”

— H.F., Lexington client*
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© 2008 Lexington Law™ All rights reserved. John C. Heath, Attorney at Law, PLLC. The services of Lexington and its affiliates may not be available in all states. Lexington Law is a group of law firms that may also be referred to throughout this site as "Lexington," "Lexington Law Firm," "we," "us," or "the firms". The number of items removed represents the combined results of the group. Terms of Use were last updated on 02/24/2006. Privacy Policy was last updated on 02/24/2006. // 1.0.1
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