Common Questions

What is a credit report?

What kind of information appears on a credit report?

How long do negative items stay on a credit report?

Can I see my credit report?

How much bad credit does it take to be denied credit?

Who looks at my credit report?

What is the difference between R1 and R9?

What is a charge off?

How much bad credit does it take to be denied credit?

As you may have already experienced, even one small late pay listing may result in credit denials. It is a myth that a large amount of positive credit can outweigh some negative credit. Any negative credit whatsoever can become a substantial credit obstacle.

Who looks at my cred...

A single collections account, charge-off or 90 day late on your credit reports can seriously affect your score.

The scary thing is how easy it is for even the most responsible consumer to have these negative items show up on their credit reports.

*Important: While the testimonials and other information on this website may be exciting, Lexington Law promises only to perform the steps we've agreed to in each client's case and to charge each month only for steps already completed. As with any legal work, no outcome is promised. Your results will vary.