Common Questions

How much bad credit does it take to be denied credit?

As you may have already experienced, even one small late pay listing may result in credit denials. It is a myth that a large amount of positive credit can outweigh some negative credit. Any negative credit whatsoever can become a substantial credit obstacle.



 
   A single collections account, charge-off or 90 day late on your credit reports can seriously affect your score.

The scary thing is how easy it is for even the most responsible consumer to have these negative items show up on their credit reports.
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