Can questionable, bad credit be deleted?

Can credit repair companies be trusted?

How much does bad credit cost?

Does paying off past-due accounts neutralize their negative status?

Will deleted items just reappear on the credit report?

Are items such as bankruptcies and foreclosures impossible to remove?

Should consumers try credit repair on their own?

Does bankruptcy wipe the slate clean for a second chance?

Do creditors bother to read the 100-word statement?

Can changing one's SSN or EIN tax number help credit matters?

Does enough good credit offset any bad credit?

Does the CCCS help consumers restore credit?

Do negative items have to remain listed for 7 years?

What is the Fair Credit Reporting Act (FCRA)?

Are items such as bankruptcies and foreclosures impossible to remove?

To see how many questionable bankruptcies we removed during the last quarter please refer to our stats.*

There is not one type of questionable listing that cannot be removed from a credit report if it is inaccurate, untimely, or unverifiable. While questionable negative items such as bankruptcy or unpaid debts are more difficult to remove from the credit report, this has more to do with the operational systems of the credit bureaus than with the severity of the questionable credit item. For example, judgments and tax liens are severely negative listings yet have been considerably easier to remove than late pays, in the past.