Common Questions
Can questionable, bad credit be deleted or corrected?
Can credit repair companies be trusted?
How much does bad credit cost?
Does paying off past-due accounts neutralize their negative status?
Can deleted items reappear on my credit report?
Are items such as bankruptcies and foreclosures impossible to remove or correct?
Should consumers try credit repair on their own?
Does bankruptcy wipe the slate clean for a second chance?
Do creditors bother to read the 100-word statement?
Can changing one's SSN or EIN tax number help credit matters?
Does enough good credit offset bad credit?
Does the CCCS help consumers restore credit?
Do negative items have to remain listed for 7 years?
What is the Fair Credit Reporting Act (FCRA)?
Can credit repair companies be trusted?
How much does bad credit cost?
Does paying off past-due accounts neutralize their negative status?
Can deleted items reappear on my credit report?
Are items such as bankruptcies and foreclosures impossible to remove or correct?
Should consumers try credit repair on their own?
Does bankruptcy wipe the slate clean for a second chance?
Do creditors bother to read the 100-word statement?
Can changing one's SSN or EIN tax number help credit matters?
Does enough good credit offset bad credit?
Does the CCCS help consumers restore credit?
Do negative items have to remain listed for 7 years?
What is the Fair Credit Reporting Act (FCRA)?
Does enough good credit offset bad credit?
Any amount of bad credit is devastating to your chances of being approved by a credit grantor. Most credit grantors never actually look at your credit report. A computer pulls your credit report, rates your credit standing, income, indebtedness, and stability, then spits out an acceptance or denial. Even one or two slow pays will usually trigger a credit card or personal loan denial. The slightest amount of negative credit could cause the interest on an auto loan to skyrocket. You will probably find that even a little bad credit, regardless of how much good credit you have, is an unacceptable barrier to credit approval.
I must commend your firm and staff, on doing an
exemplary job on my credit history. For the few months that I have been a
client, Lexington Law Firm reputation represents that of professionalism,
courteousness, and people oriented. I am extremely happy with the progress
that has been made. Keep up the great work.
R.S., Lexington client*
(Your results will vary)
R.S., Lexington client*
(Your results will vary)
*Important: While the testimonials and other information on this website may be exciting, Lexington Law promises only to perform the steps we've agreed to in each client's case and to charge each month only for steps already completed. As with any legal work, no outcome is promised. Your results will vary.
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