Common Questions
How can bad credit be repaired?
How does Lexington Law legally repair bad credit?
How long does credit repair take?
Can I pay you more to do even more?
Can I pay by the action?
What if deleted items reappear on my credit report?
Do I need to pay my bills?
Does paying my bills restore my bad credit?
Do I need to see my credit reports first?
Do you guarantee your credit repair service?
Can I restore my own credit?
When can I call my case manager?
How do I get updates on casework?
Why does Lexington Law need updated credit reports?
Why does Lexington Law require reports to be mailed?
How does Lexington Law legally repair bad credit?
How long does credit repair take?
Can I pay you more to do even more?
Can I pay by the action?
What if deleted items reappear on my credit report?
Do I need to pay my bills?
Does paying my bills restore my bad credit?
Do I need to see my credit reports first?
Do you guarantee your credit repair service?
Can I restore my own credit?
When can I call my case manager?
How do I get updates on casework?
Why does Lexington Law need updated credit reports?
Why does Lexington Law require reports to be mailed?
How does Lexington Law legally repair bad credit?
Although some would like to have you think otherwise, there is absolutely nothing illegal about disputing questionable items on your credit report. In fact, it is your right by law to do so (see Fair Credit Reporting Act).Moreover, our Concord Premeir service level affords additional consumer protection services using some or all of the following statutes: The federal Fair Credit Billing Act accords consumers the right to request extensive information regarding billing and account history. The Truth in Lending Act stipulates conditions for establishing credit accounts. And, finally, the Fair Debt Collection Practices Act allocates specific rights to citizens regarding accounts that have passed into collection status.
Using a variety of strategies, we will advocate for your consumer rights.
*Important: While the testimonials and other information on this website may be exciting, Lexington Law promises only to perform the steps we've agreed to in each client's case and to charge each month only for steps already completed. As with any legal work, no outcome is promised. Your results may vary.
“You have really exceeded my expectations in service. I am so pleased that there are items coming off my credit report
almost monthly. I look forward to my final email telling you that you have made me the happiest person and my credit is back on track. :)”
— H.F., Lexington client*
(Your results may vary)
— H.F., Lexington client*
(Your results may vary)
© 2008 Lexington Law™ All rights reserved. John C. Heath, Attorney at Law, PLLC. The services of Lexington and its affiliates may not be available in all states. Lexington Law is a group of law firms that may also be referred to throughout this site as "Lexington," "Lexington Law Firm," "we," "us," or "the firms". The number of items removed represents the combined results of the group. Terms of Use were last updated on 02/24/2006. Privacy Policy was last updated on 02/24/2006. // 1.0.1