Common Questions

Is it possible for deleted items to reappear on my credit report?

On occasion, a negative listing that was recently deleted may eventually be verified by the creditor. The Fair Credit Reporting Act requires that the credit bureau inform you before the re-report a previously deleted listing. The FCRA also makes it more difficult for credit bureaus to re-report listings. Because of these factors, it is fairly rare for listings to come back on once they've been deleted.

If a questionable credit item is verified at a later point in time, Lexington will help you challenge the listing again if there are legitimate grounds to do so.



 
“You have really exceeded my expectations in service. I am so pleased that there are items coming off my credit report almost monthly. I look forward to my final email telling you that you have made me the happiest person and my credit is back on track. :)”

H.F., Lexington client*
(Your results will vary)
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*Important: While the testimonials and other information on this website may be exciting, Lexington Law promises only to perform the steps we've agreed to in each client's case and to charge each month only for steps already completed. As with any legal work, no outcome is promised. Your results will vary.
© 2010 Lexington Law®. All rights reserved. John C. Heath, Attorney at Law, PLLC, d/b/a Lexington Law. Lexington Law is a group of law firms that may also be referred to throughout this site as "Lexington," "Lexington Law Firm," "we," "us," or "our firm". The number of items removed represents the combined results of the group.
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