Common Questions

How can bad credit be legally repaired?

How does Lexington Law help repair bad credit?

How long does credit repair take?

Can I pay you more to do even more?

Can I pay by the action?

Is it possible for deleted items to reappear on my credit report?

Do I need to pay my bills?

Does paying my bills restore my credit?

Do I need to see my credit reports first?

Do you guarantee your credit repair service?

Can I repair my own credit?

When can I call my case manager?

How do I get updates on casework?

Why does Lexington Law need updated credit reports?

Why doesn't Lexington Law accept faxed credit reports?

Is it possible for deleted items to reappear on my credit report?

On occasion, a negative listing that was recently deleted may eventually be verified by the creditor. The Fair Credit Reporting Act requires that the credit bureau inform you before the re-report a previously deleted listing. The FCRA also makes it more difficult for credit bureaus to re-report listings. Because of these factors, it is fairly rare for listings to come back on once they've been deleted.

If a questionable credit item is verified at a later point in time, Lexington will help you challenge the listing again if there are legitimate grounds to do so.

Do I need to pay my...

“Just want to say a big THANKS for your updates. I will continue to do my part and getting the info to you all as soon as it is available to me. Again thanks for your help and responses. It's people like you that give customer relations and customer service a good name.”

— A., Lexington client*
(Your results will vary)

*Important: While the testimonials and other information on this website may be exciting, Lexington Law promises only to perform the steps we've agreed to in each client's case and to charge each month only for steps already completed. As with any legal work, no outcome is promised. Your results will vary.