Common Questions
Legal Credit Repair | How can bad credit be legally repaired?
How do you help repair bad credit?
How Long Does it Take to Repair Credit?
Can I pay you more to do even more?
Can deleted items reappear on my credit report?
Do I need to pay my bills?
Does Paying My Bills Restore My Credit?
Do I need to see my credit reports first?
Do you guarantee your work?
Can I repair my own credit?
When can I call my case manager?
How do I get updates on casework?
Do you need updated credit reports?
Why doesn't Lexington Law accept faxed credit reports?
How do you help repair bad credit?
How Long Does it Take to Repair Credit?
Can I pay you more to do even more?
Can deleted items reappear on my credit report?
Do I need to pay my bills?
Does Paying My Bills Restore My Credit?
Do I need to see my credit reports first?
Do you guarantee your work?
Can I repair my own credit?
When can I call my case manager?
How do I get updates on casework?
Do you need updated credit reports?
Why doesn't Lexington Law accept faxed credit reports?
Does Paying My Bills Restore My Credit?
You would think that would be true, but the credit reporting system just doesn’t work that way.When you pay an old debt, the negative credit listing doesn’t disappear. Once paid, it may appear on your credit report as a paid delinquency, charge off or collection (whatever the case may be.)
Unfortunately, if your goal is simply to repair your credit, merely paying off your debts won’t get you there. You also need to work to restore your credit at the same time. Of course, paying your debts in a timely manner may prevent future problems with your credit report.
Repairing bad credit is a significant challenge for most consumers and we’re here to help. Lexington Law has developed a four step method for credit repair that has proven to be effective for over a ½ million clients.
WHAT WE DO
HOW IT WORKS
WHAT BAD CREDIT COSTS
CLIENT RESULTS
SERVICE LEVELS
TESTIMONIALS
COMMON QUESTIONS
Be forewarned, sometimes settling a debt will actually lower your credit score.
When settling outstanding debts, request that your creditors stop reporting the account or mark the account as "paid in full" in exchange for payment.
When settling outstanding debts, request that your creditors stop reporting the account or mark the account as "paid in full" in exchange for payment.
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*Important: While the testimonials and other information on this website may be exciting, Lexington Law promises only to perform the steps we've agreed to in each client's case and to charge each month only for steps already completed. As with any legal work, no outcome is promised. Your results will vary. REF# Confirm
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