Credit Report
[kred-it ri-pohrt] n. A report documenting a person credit history including personal information, payment history on credit accounts, and information from public records such as liens, judgments, and bankruptcies.
Your credit reports are like report cards for how well you have managed your finances over the past few years. If you have been diligent about making payments and have successfully managed your debts, your credit reports should show that you are a grade “A” consumer with a high credit score.
If, on the other hand, negative entries such as late payments, collections accounts, or more serious items such as repossessions show up on your credit reports, your credit grade will suffer and your credit score will sink.
Something many people find out is that their credit reports don't really show how good they are with credit. Their credit grade is lower than it should be.
Like debating with a teacher over a grade you don't feel you deserve, you can dispute the questionable negative items listed on your credit reports. Lexington Law has helped hundreds of thousands of clients dispute these questionable negative items in their credit reports.
FAQ: How long do negative items stay on a credit report?
FAQ: Can I see my credit report?
Your credit reports are like report cards for how well you have managed your finances over the past few years. If you have been diligent about making payments and have successfully managed your debts, your credit reports should show that you are a grade “A” consumer with a high credit score.
If, on the other hand, negative entries such as late payments, collections accounts, or more serious items such as repossessions show up on your credit reports, your credit grade will suffer and your credit score will sink.
Something many people find out is that their credit reports don't really show how good they are with credit. Their credit grade is lower than it should be.
Managing your credit reports
Credit reporting is rarely perfect. Odds are there are some items on your credit reports that shouldn't be there and these questionable items are making your credit score lower then it should be.Like debating with a teacher over a grade you don't feel you deserve, you can dispute the questionable negative items listed on your credit reports. Lexington Law has helped hundreds of thousands of clients dispute these questionable negative items in their credit reports.
More information about your credit reports
FAQ: What kind of information appears on a credit report?FAQ: How long do negative items stay on a credit report?
FAQ: Can I see my credit report?
Client Results
As the leading firm in credit report repair, Lexington Law assists our clients in the removal of over a thousand questionable items from credit reports every single day.What kind of questionable negative items can be removed from reports?
Listed below is a partial list of the types and number of items our clients removed last quarter:**Bankruptcy
2,186
Charge Off
29,700
Collection
73,827
Foreclosure
678
Incl. in Bankruptcy
10,237
Judgment
6,928
Late Payment
38,128
Lien
4,236
Repossession
1,170
Settlement Accepted
4,029
*Important: While the testimonials and other information on this website may be exciting, Lexington Law promises only to perform the steps we've agreed to in each client's case and to charge each month only for steps already completed. As with any legal work, no outcome is promised. Your results may vary.
“My experience with the Lexington Law Firm has been wonderful from beginning to end and the results you achieved are remarkable.
It is also noteworthy, that the fee I paid for such superior professional service must be one of the truly great bargains of all time.
My warmest best wishes to you all.”
— R.S., Lexington client*
(Your results may vary)
— R.S., Lexington client*
(Your results may vary)
© 2009 Lexington Law™ All rights reserved. John C. Heath, Attorney at Law, PLLC. The services of Lexington and its affiliates may not be available in all states. Lexington Law is a group of law firms that may also be referred to throughout this site as "Lexington," "Lexington Law Firm," "we," "us," or "the firms". The number of items removed represents the combined results of the group. Terms of Use were last updated on 02/24/2006. Privacy Policy was last updated on 02/24/2006. // 1.0.1