Credit Repair for Identity Theft Victims

Identity thieves steal your personal information and use it to make purchases in your name, using your credit cards, bank account or Social Security number.

Identity thieves steal your personal information from a variety of places. They may take it from stolen wallets or purses that contain credit and bank cards or they may help themselves to bank and credit card statements, credit card offers and tax information that are in your own mailbox or trash can.

When you are a victim of identity theft, identity thieves may even file a "change of address form" in your name and have all your mail sent to another location. Some identity theft criminals fraudulently obtain a credit report in your name. Other identity thieves can access all the personal information you share on the Internet. Identity thieves also steal your private information directly from organization and company databases.

It is common for an identity thief to call a credit card company and ask that the mailing address on a credit card be changed. They run up charges on the account and then have the bill sent to another address. Other identity thieves can open new credit card or bank accounts using your name, date of birth, and Social Security Number.

When the bills aren't paid or checks bounce, it is reported on your credit report. Other thieves can make identity theft restoration difficult because the thieves use your name and credit to take out loans and make creditors think they're dealing with you.

Still other identity theft criminals may use your identity to gain employment or file for fraudulent health benefits. They may even use your identity while committing other types of criminal activity.

It's not always easy to know if you're a victim of identity theft. In many instances, it can be years before you realize your identity has been stolen. The best way to learn of identity theft is to monitor your financial records and make sure they are accurate.

Once the crime has been committed, your credit score is often severely damaged, even though you did not do anything wrong.

Trust the leaders in credit repair to help you recover from identity theft

Attempting to resolve identity theft fraud on your own can be complicated, and it's hard to know all the steps you need to take, to say nothing of the time and effort required.

If you are an identity theft victim, Lexington Law can assist you in identity theft restoration.

Lexington Law will work to clean up your credit report and increase your credit score by challenging all the negative credit reports items accrued. We will also monitor your credit reports to catch potential identity theft fraud and provide enhanced identity theft restoration services to protect you from additional identity theft issues that do not initially appear on your credit reports.

If you realize you are a victim of identity theft, call Lexington Law, and let us assist you with your identity theft restoration immediately.