Call Free Credit Consultation: 1-888-596-4997 for a Free Credit Repair Consultation
FREE Credit Report Summary & Credit Repair Consultation
Lexington Law offers a free credit repair consultation, which includes a complete review of your FREE credit report summary and score. Call us today to take advantage of our no-obligation offer.
Close
Take Control of Your Credit
A credit consultant is open to review your FREE credit report summary. Call now for your FREE consultation:
1-888-596-4997
Close
Call Free Credit Consultation: 1-888-596-4997 for a Free Credit Repair Consultation
FREE Credit Report Summary & Credit Repair Consultation
Lexington Law offers a free credit repair consultation, which includes a complete review of your FREE credit report summary and score. Call us today to take advantage of our no-obligation offer.
Close
Our Firm

FTC & Credit Repair

Avoiding Credit Repair Scams

Fraudulent credit repair organizations have long been the target of FTC investigations. Here are ways to avoid unethical credit repair companies:

Beware of credit repair services that request fees in advance

At Lexington Law, you pay only after services have been rendered.

Beware of credit repair services that don't disclose your rights

Consumers have the right to attempt credit repair on their own. Lexington offers its legal services to those clients who prefer having legal professionals help them manage their credit concerns and creditor interventions. The Fair Credit Reporting Act outlines your rights as a consumer in this regard.

Beware of credit repair services that advocate "new" identities

It is unlawful to create a "new" identity by applying for an Employer Identification Number (EIN) to replace ones Social Security Number. File segregation, i.e. establishing a new credit report with a falsified social security number, is a serious crime that can result in fines or imprisonment.

Beware of credit repair firms that misrepresent their expertise

It is unethical for credit repair companies to claim that they will remove items from your credit reports. The truth is that only data furnishers or credit bureaus themselves can make such changes. For decades, Lexington Law Firm has helped its clients to direct the right questions about their credit to the appropriate recipients. As a result, significant credit report revisions have often followed.

Beware of companies that imply FTC endorsement

The FTC does not endorse any business. If a credit repair organization implies FTC endorsement, proceed with caution.

Our clients saw over 9,000,000 negative
items removed from their combined credit reports last year.

More Reviews

Call now to discuss what we can do for you through a FREE consultation:

1-888-596-4997
How we count removals

Savings at Sign Up!

Family Discount
Best company review badge
Best Credit Repair Companies
2016 gold top ten review

Confirming Your Phone Order

Phone Confirm