Bad Credit

While having bad credit can feel like financial prison, it doesn't have to be a life sentence.

Your credit score has five main contributors
Credit Score
30% Amounts Owed
35% Payment History
10% Credit Mix
15% Credit History
10% New Credit
Your credit score has five main contributors
Lexington Law focuses on two of these factors - your payment history and new credit - which make up 45% of your overall score.

Learn more with a FREE credit consultation

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Leverage the law
Unlike other credit repair companies, Lexington Law uses specific laws to protect your credit from unfair situations that may be out of your control. Lexington Law can help if your credit has been damaged by:
Identity Theft
Medical Bills
Divorce
Military Service
Student Debt

Find out how Lexington Law can help

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How it works In three easy steps

1. Analyze

your credit report.

2. Address

negative items hurting your credit by challenging them with bureaus and creditors.

3. Accelerate

the process by challenging remaining items.

Don't take our word for it

- Amanda T

"As I got older, I realized you need credit more than you need cash. Lexington Law helped me a lot and they've done everything they said they'd do. It's exciting - Yes! This is coming off my credit!"

Call now to see why over 500,000 clients chose Lexington law

Call 1-855-255-0139

3 levels of service to fit all credit and budget needs

% of current clients
Advanced
$$$
Moderate
$$
Basic
$
53%
31%
16%

Call now to be matched with the service level right for you

Call 1-855-255-0139

Loan Savings Calculator

Home Cost
Down Payment
| 1.6%
Your Credit Score
Your estimated mortgage payment:
/mo
After a 40-point credit score improvement:
/mo
An additional 40-point credit score improvement could save you:
/mo
Save a total of over the life of your loan.
The 30-year fixed home mortgage APRs are estimated based on the following assumptions. FICO scores between 620 and 850 (500 and 619) assume a Loan Amount of $150,000, 1.0 (0.0) Points, a Single Family - Owner Occupied Property Type and an 80% (60-80%) Loan-to-Value Ratio

how long will it take?

the average client uses our services for

6

months

Every credit situation is unique but we do everything we can do to make the process faster and more efficient

*https://blog.equifax.com/credit/can-one-late-payment-affect-my-credit-score/

Learning Paths

A closer look at every aspect of credit

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