The USA.gov website has a recently updated list of popular New Year’s resolutions. As evidence of how important credit is in today’s society, two of the first three resolutions listed are related to your credit standing.
The top five New Year’s resolutions listed on the page are to lose weight, manage debt, save money, get a better job, and get fit.
If these are among your New Year’s resolutions then it is in your best interest to pay special attention to your credit score in 2009. By increasing your credit score, you may be able to get approved for lower interest rate loans or credit cards. Refinancing your mortgage at a lower interest rate than you are currently paying could end up saving you hundreds of dollars every month which would not only help you achieve your resolution of saving money, but it could give you a great head start on managing your debt.