Month: January 2012

How Do Credit Repair Services Work?

According to Experian, 20 percent of Americans are living with low credit scores. If you are one of the many, seeking qualified credit repair services should be at the top of your to-do list. However, while you know you need credit repair, you may still be wondering how the process works.

Credit repair can be a complex process. While average credit repair companies may promise a complete credit overhaul and claim supernatural abilities to erase every dark spot from your credit reports, such tactics are far from legal. If a credit repair company bases its strategy upon disputing negative items—especially accurate ones—then you have a problem. Lexington Law outshines the competition by having achieved great results while telling the truth.

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Three Money-Savvy Moves to Tackle Before Age 30

As thousands of Baby Boomers postpone retirement plans, it may be time for America’s younger generations to step back and learn some valuable lessons. The Boomers’ depleted savings and plummeting 401Ks represent only a fraction of why retiring at age 80 is gradually becoming the norm. If you are new to the working world, now is the time to plan for your future. Read on to learn more about how to adopt smart strategies.

  1. Create a budgeted lifestyle. Sounds simple, right? Although living on a budget is certainly not a new concept, many people struggle to find an ideal balance between income and expenses. Living with compounding debt (like credit card balances) can make it difficult to fix credit issues, build a savings account, and generally feel secure in your everyday life. If this sounds familiar, start implementing positive habits to carry throughout your life. Examine your net monthly income, and compare it to the essential costs in your life, such as:
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Credit Repair and Aging: How to Retire Comfortably

A study conducted by the Pew Research Center shows good news for recent retirees, reporting that adults 65 and older now have 42 percent more in median net worth than their 1984 counterparts. As Americans battle inflation, unemployment, and low credit scores, is it possible for future retirees to follow suit?

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Lexington Law’s Credit Repair Services

Credit repair is a serious undertaking. If you choose to work with a credit repair advocate, you need someone you can trust. Lexington Law is proud to have served our clients for two decades. Our core values include:

  • Excellence. At Lexington Law, our results speak for themselves. Our credit repair services have helped over a half-million clients work to repair their credit. Our accessibility, quality of service, and expressed client satisfaction are just a few of the traits that set us apart from the competition. To put interested parties at ease, we offer a free, no obligation consultation. Our staff will help you understand:
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