The wake of Hurricane Sandy has been a rough one for Northeast residents. Millions of people have lost their livelihoods and sense of safety, including their homes. As homeowners file insurance claims that are denied based on lack of insurer funds, loopholes, and downright negligence, the broader strokes of ownership are called into question. Is buying a home the best investment option, or are there other ways to build a strong credit file without exposing yourself to risk? Consider the following factors as you consider your personal options. While you may not live in a hurricane zone, risk is not limited to coastlines.
2012 is coming to an end, and we hope 2013 brings you a wealth of credit repair success. To help you prepare for the New Year, we have tallied a list of the top 10 blog posts based on your traffic and feedback. Start the year off right by taking another look at these favorites.
The holidays are just around the corner, and the spirit of giving is in full swing. According to a survey conducted by the American Research Group, Inc., the average household will spend $854 on gifts this year, a 32 percent increase from 2011. For those of you with kids, the pressure to buy, buy, buy may be getting to you. How many presents is enough? Five? Fifteen? Will my daughter be heckled at school if she doesn’t get the latest jeans? Will my son be disappointed if he doesn’t get the new iPhone 5?
The holiday season is upon us, and you know what that means: Time to unpack the decorations and get into the festive spirit. Unfortunately, another byproduct of this time of year is added expenses. Shopping for gifts and planning family gatherings are expected, but what about the sneaky expenses? Keep your eye on the following budget-busters this year. Without proper attention, they could threaten your savings account and credit goals.
Millions of Americans live with the stress of variable income. Freelancers, small business owners, and seasonal workers all understand the fear that arises when cash flow is unsteady. If you are struggling with credit repair, it may seem impossible to improve your situation. After all, how are you supposed to pay off debt when next month’s paycheck is a mystery? Good news: Despite the X-factors, there are ways to safely improve your finances. Begin by following the suggestions below. They will help you establish a plan and keep your life running smoothly.
Our clients saw over 4,800,000 negative
items removed from their combined credit reports last year.