Month: June 2013

Top 10 Sources for Free Credit Scores

Credit scores are powerful entities. If you find it odd that a simple, three-digit number can change the course of your life, you’re not alone. In essence, the entire pursuit of credit repair is about changing these numbers for the better, allowing you to buy the home you want, save money on insurance and loans, and generally live a better life. The first step in this process: understanding and accessing your credit scores. Yes, you have three, each different and offered by The Big Three credit bureaus: TransUnion, Equifax, and Experian. The good news is, there are plenty of places that offer free access and information about your credit files. Read on to learn more.

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More than 20,000 Facebook Users Now Get Credit Repair Updates from Lexington Law

Having earned, not purchased, 20,000 new Facebook fans, our credit repair specialists pledge to continue the fight against industry misinformation using Social Media.

In June 2013, Lexington Law’s Facebook page broke the 20,000 fan mark for the first time and they saw more than 10,000 people “talking about” their brand. Such a milestone sets them apart from competitors and indicates how effective word of mouth has been for their exemplary credit repair services.

Over the last year, Lexington Law has provided unparalleled access to their thought leaders via social media. The result has been an overwhelming level of user engagement, which grew their fan base organically through the spread of positive reviews and fans sharing their posts. With an “engagement rate” of 46%, their Facebook page sees users Like, Comment, or Share almost twice as often on their posts than some of the nation’s top rated consumer retail pages.

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Zip Codes and Data Privacy: Why You Shouldn’t Share

We’ve all been there. You’re standing at the checkout counter and the sales associate asks the seemingly innocent question, “May I have your zip code please?” Few of us ask why retailers need a zip code to complete a transaction, but we supply it anyway when we’re buying clothes, home improvement supplies, or any other mainstream products. According to CNN Money, we’re giving away much more than a five-digit geographic location.

Retailers use zip codes to determine demographics, allowing them to target advertising efforts and deliver coupons based on the geographic location of their customers. While their reasoning seems benign, privacy experts insist that dangers exist if your information falls into the wrong hands. Read on to learn why you should think twice before giving out your zip code.

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New Employment and Credit Repair: How to Do It Right

There is good news on the job front. On May 3, the U.S. Labor Department reported 165,000 new jobs were added across the country, an encouraging number compared to March’s 138,000. Congratulations if you are among the recently employed. Your new job is bound to offer emotional and financial relief, especially after a long struggle in a competitive market. If you are looking for a new perspective and a fresh start, consider implementing the following tips in your day-to-day. The results will help you stay focused on credit repair and your new career.

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Tired of Expensive Medical Bills? Change is on the way.

Does healthcare have an actual cost? Medical bills are among the leading causes of debt in the United States, a discrepancy the government is hoping to repair. At the Center for Medicare and Medicaid’s urging, Kathleen Sebelius, U.S. Secretary of Health and Human Services, launched a study to learn about the price differences of hospitals throughout the country. Released on May 8, the study compared the costs of the 100 most common inpatient procedures. The study then compared prices to what hospitals charge Medicare for the same services, and the results were alarming. According to Sebelius’ findings, Medicare is billed a fraction of the cost. The reason? When Medicare determines the “actual” price of a procedure, they subtract the overhead costs that the average patient is expected to pay: things like administrative fees, staff salaries, supplies, etc. are factored out of Medicare’s bottom line. Unfortunately, patients without Medicare don’t have the same option.

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