Month: July 2014

Spending Skepticism: Five Items to Challenge

Life is expensive, and while you may be filled with resolve and self-control, what happens when income loss isn’t your choice? We all feel defeated by unavoidable costs, but often fail to examine them from another angle. Alter your perspective by challenging the items below. The result could change your life.

arrow Read this post

Hotel Stays and Savings: Five Strategies

Depending on your perspective, travel is either a welcome distraction or an inevitable reality. Either way, a hotel stay is part of the deal. Days and weeks add up quickly when you’re paying in 24-hour increments. Don’t allow high hotel prices to eat into your savings. Use the strategies below to reclaim cash and improve your stay.

Ready for a bon voyage? Begin by:

arrow Read this post

Car Troubles: Should You Sell or Repair?

We’ve talked about the smart ways to finance a car, but what happens when your current ride is unreliable? Should you pay for repairs or sell it? Consider the following example before making a decision. What you learn could sway your reasoning.

Jake is having a bad week. His 2002 Jeep Liberty broke down on a cross-country trip, a consequence that will cost him more than $2,300 in repairs. Although Jake has the money to repair his car, he isn’t sure what to do.

Jake is justified in his hesitation. While he has the power to repair his car, feeding money into a lost cause may prove unwise. Avoid repairs to your own vehicle when:

arrow Read this post

What You Want in a Credit Repair Program


Some people think credit repair is just about disputing things with the credit bureaus. And that’s what sort of some of the less ethical players in the field do. (they) Cycle disputes endlessly with the credit bureaus.

arrow Read this post

Student Loans, Uncensored: My Experience

The road to success isn’t always easy. I speak from experience. Long before I became a professional writer, I struggled with the question many students ask themselves today: How will I pay for college?

I wasn’t blessed with family support. As the only person in my family to ever pursue college, I found myself alone in uncharted territory. In one hand I held an acceptance letter from Purdue University; in the other hand was an overwhelming list of expenses. I didn’t qualify for aid because I was still listed as a dependent on my parents’ income taxes. I earned $5.75 an hour as a Subway sandwich maker—hardly enough to cover books and meals. With few options and no qualified advice, I turned to federal and private loans. By the end of four years, my debt had accumulated to $89,124. Yes, you read that right.

arrow Read this post