Month: September 2014

Food and Fall Savings: Three Dishes to Try Now

Fall is approaching, which means it’s time to put away the grills and start cooking indoors… if you have the willpower, that is. Americans aren’t wise when it comes to savings and food. According to the U.S. Department of Agriculture, we wasted 31 percent of our food supply in 2010, a loss totaling more than $161.6 billion. The average household is losing money each year by allowing food to spoil and replacing cooking with overpriced and convenient items. This fall, why not break the cycle by learning something new? Keep your cash in the bank by trying the recipes below. These meals will feed a family of four and cost as little as $1.97 per person.

Don’t Buy:

Pre-made soup. Whether it’s canned or located in the prepared food section, you’re likely to pay $3 to $7 per serving at the grocery store. What’s worse, you’ll face high amounts of sodium and Bisphenol A(BPA): a plastic toxin that lines the interior of soup cans, seeping into your food in the process.

Do Cook:

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FICO vs. FAKO Credit Scores – What’s the Difference?

More about credit scores: So as we talked about, before 2001 and some events in California, consumers couldn’t, even if they wanted to, find out what their real credit score was. Only the anointed few: lenders and other financial services companies could have a look. But real folks, like you and me, weren’t entitled to. That all changed. And today, selling credit scores, the REAL credit scores, principally the FICO score, not some of these free ones consumer advocates, like me, like to call FAKO scores, sorry, Fair Issac. The REAL FICO score is for sale and it’s a good thing to check. But it’s gonna cost you twenty dollars per bureau and there are three bureaus. So, I recommend that you check your credit score once a year. But just know that you’re going to be paying about sixty dollars for that privilege when you do.

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Credit Crunch: How to Prepare for Stay-at-Home Parenting


Stay-at-home parenting is a staple in American culture. Nearly half of all mothers stayed home with their children in 1967, and the trend is rebounding in modern times. 29 percent of mothers stayed at home in 2012, a 6 percent increase since 1999. 3.5 percent of fathers also stay at home, a break from mid-century archetypes and gender roles. While stay-at-home parenting was viewed as a duty in many mid-century homes, it’s considered a luxury in today’s society. High cost of living and debt are among the top reasons to maintain a two-income household, and yet, many parents long for another option. If you or your spouse is considering a stay-at-home parenting role, consider the factors below. They will help you make a well-informed and cautious decision.

Let’s start with the losses:

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Credit and Debt: The Basics

The average person cannot live without debt. Whether it’s buying a home, financing a car, paying for college or building a credit score, we all need debt to reach our goals. As a vital part of life, it’s important to know the basics of debt and its impact on your credit score. Read on to learn more.


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Abusive Relationships and Finances: How to Secure Freedom

Domestic violence is in the news this week after a shocking video of Ray Rice surfaced on the internet. The footage showed Rice punching his then- fiancée in the face, a blow that left her unconscious and severely injured. Rice has been suspended from the Baltimore Ravens and may face additional consequences from the NFL. The incident has sparked a movement of victims sharing personal stories and offering support to fellow sufferers.


Whether you’re struggling in an abusive or unstable relationship, financial protection is imperative. Assert your rights by removing yourself from an unsafe environment and seeking stability. Begin by:

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