Month: February 2015

For-Profit College Scams: Five Ways to Protect Yourself


A college degree is a valuable asset, or is it? Unfortunately for many students, not all institutions are created equal. A recent article revealed a Minnesota college’s shady business practices when a former dean reported them for using deceptive means to lure new students. If you’re hoping to earn an advanced degree, don’t fall for the same tactics. Protect yourself by keeping the following factors in mind. These strategies will help you find the right educational partner.

Factors of a reputable university include:

1. Accreditation. What makes a college education valuable? One word: accreditation. In the U.S., post-secondary institutions prove their worth by meeting specific criteria established by regional, national and specialized associations. A university must also be accredited in order for their students to receive federal financial aid and loans. So, what are the differences between these accreditations?

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Newly Single? Five Things to Do Right Now


It’s no secret that relationships are complicated, and unfortunately, many end on poor terms. If you’re entering 2015 as a newly single person, you’re probably wondering about the financial implications. Use the tips below to help you navigate new territory. What you learn won’t protect your feelings, but it will protect your credit score.

Newly single? Don’t forget to:

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Is Credit Repair Legitimate?

I love these letters from creditors most of all because they are a testament to the fact that legitimate credit repair has a place and exists and um, is the right thing to do. You know the world seems prejudiced against credit repair and I understand why. There have been many lesser players who have conducted their business unethically. Mostly by trying to use tricks of a calendar to get the credit bureaus to delete things as a result of a 30 day-timer or something. That’s not the best way to do credit repair as we’ve discussed.

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Tax Time: Should I “Fib” on My Return?


Tax Day is coming up, and you’re probably compiling your W-2s, receipts and other important information. If you are among the estimated 1.6 million people who cheat on their taxes, now is the time to change your tune. Review some common “fibs” and the consequences that could follow. When it comes to Uncle Sam, honesty is the best policy.

Are you thinking of lying on your tax return? Indiscretions include:

Inflating deductions and credits. Let’s start with the basics:

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Valentine’s Day: Five (Affordable) Ways to Celebrate


Valentine’s Day is close at-hand, and you’re probably wondering what to do this year. While February 14 is supposed to be a romantic day, it’s difficult to get excited when you can’t afford to celebrate. If you’re struggling, consider the following tips to honor the holiday. They won’t put a strain on your budget and will help you appreciate your significant other.

If you’re at a loss this Valentine’s Day:

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