A Historical Look at the Two Most Powerful Sources of Personal Profiles
Credit reports constituted people’s most comprehensive profiles before Facebook’s rise to prominence. Today, Facebook commands a treasure trove of personal information about its approximately 1 billion users, but the impact of credit reports hasn’t waned; in fact, it continues to grow as technology makes the reports ever-more accessible to consumers, lenders, and employers. The impact and significance of credit reports can be difficult to grasp. The following compares the history and impact of the generators of your financial and social profiles, the three big credit bureaus — Equifax, Experian, and TransUnion — and Facebook.
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