Should Credit Repair be one of Your New Year’s Resolutions?

The USA.gov website has a recently updated list of popular New Year’s resolutions. As evidence of how important credit is in today’s society, two of the first three resolutions listed are related to your credit standing.

The top five New Year’s resolutions listed on the page are to lose weight, manage debt, save money, get a better job, and get fit.

If these are among your New Year’s resolutions then it is in your best interest to pay special attention to your credit score in 2009. By increasing your credit score, you may be able to get approved for lower interest rate loans or credit cards. Refinancing your mortgage at a lower interest rate than you are currently paying could end up saving you hundreds of dollars every month which would not only help you achieve your resolution of saving money, but it could give you a great head start on managing your debt.

Add to this that in some cases, a good credit score is required for you to get approved for that new dream job and there’s one more New Year’s resolution where your credit comes into play.

Given how important your credit is, maybe a better resolution for 2009 is to make the most of your credit rating. Improving your credit is something that almost never makes its way onto people’s lists of New Year’s resolutions, but it has the potential to positively affect so many aspects of your financial life and, in turn, have such a large impact on your overall quality of life. If your credit could use some help, make credit repair a goal for 2009.

Lexington Law has helped hundreds of thousands of people like you legally work to make the most of their credit. Our services have assisted people with the removal of millions of questionable negative items from their credit reports which has led some clients to see increases in their credit scores of well over 100 points. In addition, we offer other benefits specifically designed to modify, monitor, and protect your credit rating.

Lexington Law services may be the tool you need to finally accomplish the three resolutions listed above, which would probably help you knock out a couple more resolutions listed on the USA.gov site; to reduce stress overall and reduce stress at work.