What Can Creditors Report About Me?


We’ve been talking about how medical bills can impact your credit. And unfortunately, as we said earlier, when you get sick, your problems aren’t over just because you recover.

You may end up paying for it again and again because of a worse credit profile as a result of your credit reports.

The good news is that creditors don’t get too just report whatever they want. They have to play by the rules. And one of the rules that you almost never hear about is HIPAA: A federal law that protects your privacy.

One of the things that a good credit repair program should include is an examination a whether or not what’s been reported on your credit report is in line with your privacy rights under HIPAA.