When it comes to financial strength, credit repair is only part of the equation. Maintaining a positive income, budget, savings account and investment portfolio is essential. Without these tools, the path to credit damage is swift and unavoidable. If you’re looking for organization and clarity, look no further than the following online sources. They will help you establish healthy money management skills.
- Mint.com. Perhaps the most popular online financial tool is Mint. While we’ve provided readers with a dynamic budgeting sheet, Mint.com takes our efforts a step further by offering:
- Budgeting tools and helpful tips
- A singular place to view and pay bills
- Free credit score checks
- Alerts when an account is used suspiciously
- Advice on how to save money and improve your portfolio
If you’re feeling overwhelmed by the stresses of money management, Mint can help you gain control.
- FlexScore.com. Like a credit score, FlexScore’s goal is to grade strength. In this case, it’s all about personal finance. The site provides users with a full report, assessing your income, assets, investments and debt. Based on their analysis, FlexScore highlights your financial strengths and provides a peer comparison, allowing you to see how you rank against other consumers. They also provide advice on how to raise your FlexScore and plan for the future. If you are motivated by numbers, consider pursuing credit repair and taking advantage of FlexScore’s services.
- Shoeboxed.com. Do you dread receipt-sorting at tax time? The never-ending search for sales records can be painful and impossible, especially if you are a disorganized spender. Say goodbye to tangible receipt box and hello to Shoeboxed.com. Their software provides a “fast, painless way to digitize and archive receipts in a single, secure location. We turn receipts into extracted, human-verified data that is categorized, organized, fully searchable and available anytime, anywhere.” Not only will your accountant love you, but the freedom to part with paper receipts is sure to declutter your life. It’s a win-win.