{"id":14546,"date":"2022-11-15T08:37:00","date_gmt":"2022-11-15T14:37:00","guid":{"rendered":"https:\/\/www.lexingtonlaw.com\/blog\/?p=14546"},"modified":"2025-05-14T16:15:28","modified_gmt":"2025-05-14T22:15:28","slug":"security-codes","status":"publish","type":"post","link":"https:\/\/www.lexingtonlaw.com\/blog\/credit-cards\/security-codes.html","title":{"rendered":"What is a credit card security code? + how to find it"},"content":{"rendered":"\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1500\" height=\"500\" src=\"https:\/\/www.lexingtonlaw.com\/blog\/wp-content\/uploads\/2020\/10\/woman-credit-card-phone-cvv.jpg\" alt=\"\" class=\"wp-image-14547\" srcset=\"https:\/\/www.lexingtonlaw.com\/blog\/wp-content\/uploads\/2020\/10\/woman-credit-card-phone-cvv.jpg 1500w, https:\/\/www.lexingtonlaw.com\/blog\/wp-content\/uploads\/2020\/10\/woman-credit-card-phone-cvv-1100x367.jpg 1100w, https:\/\/www.lexingtonlaw.com\/blog\/wp-content\/uploads\/2020\/10\/woman-credit-card-phone-cvv-768x256.jpg 768w\" sizes=\"(min-width: 767px) 600px, calc(100vw - 35px)\" \/><\/figure>\n\n\n\n<p><em>The information provided on this website does not, and is not intended to, act as legal, financial or credit advice. <\/em><a href=\"https:\/\/www.lexingtonlaw.com\/disclaimer\" target=\"_blank\" aria-label=\"undefined (opens in a new tab)\" rel=\"noreferrer noopener\"><em>See Lexington Law\u2019s editorial disclosure for more information.<\/em><\/a><\/p>\n\n\n\n<div class=\"quick-answer\">\n<h2>A credit card security code is a three- or four-digit number printed on your card that adds a layer of protection for your card data.<\/h2>\n<\/div>\n\n\n\n<p>Credit card security codes are an important security measure that help prevent fraud and <a href=\"https:\/\/www.lexingtonlaw.com\/education\/what-is-identity-theft\" target=\"_blank\" rel=\"noreferrer noopener\">identity theft<\/a>. They add an additional layer of safety when making purchases and help ensure the buyer is, in fact, the cardholder.<\/p>\n\n\n\n<p>These security codes\u2014often called a CVV, short for \u201ccard verification value\u201d\u2014are three- or four-digit codes located directly on your credit card. You\u2019ll likely be asked for your CVV when making card-not-present transactions, such as those made online and over the phone.<\/p>\n\n\n\n<p>Below, we detail where to find credit card security codes, how they work and why they\u2019re important for consumer protection.<\/p>\n\n\n\n<p><strong>Table of contents<\/strong><\/p>\n\n\n\n<ul><li>Where to find your card security code<\/li><li>Other names for credit card security codes<\/li><li>Why are credit card security codes important?<\/li><li>When should you share your card security code?<\/li><li>How to keep your card security code safe<\/li><\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-where-to-find-your-card-security-code\">Where to find your card security code<\/h2>\n\n\n\n<p>The location of your CVV depends on the credit card issuer. Your code will either be on the front of your card above your card number or on the back of your card to the right of your card number.<\/p>\n\n\n\n<table class=\"std-table\">\n    <thead>\n        <tr>\n            <th>Issuer<\/th>\n            <th>Security code length<\/th>\n            <th>Where to find the code<\/th>\n        <\/tr>\n    <\/thead>\n    <tbody>\n        <tr>\n            <td>American Express<\/td>\n            <td>4 digits<\/td>\n            <td>Front of the card<\/td>\n        <\/tr>\n        <tr>\n            <td>Visa<\/td>\n            <td>3 digits<\/td>\n          <td>Back of the card<\/td>\n        <\/tr>\n        <tr>\n            <td>Mastercard<\/td>\n            <td>3 digits<\/td>\n            <td>Back of the card<\/td>\n        <\/tr>\n        <tr>\n            <td>Discover<\/td>\n            <td>3 digits<\/td>\n            <td>Back of the card<\/td>\n        <\/tr>\n    <\/tbody>\n<\/table>\n<!-- partial -->\n  \n<\/body>\n<\/html>\n<br><\/br>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"570\" height=\"368\" src=\"https:\/\/www.lexingtonlaw.com\/blog\/wp-content\/uploads\/2022\/11\/image-15.png\" alt=\"\" class=\"wp-image-19212\"\/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-how-to-find-your-security-code-without-the-card\">How to find your security code without the card<\/h3>\n\n\n\n<p>Credit card security codes were designed to ensure that the person making a purchase actually has the card in their possession. Because of this, you must be in possession of your credit or debit card in order to find the security code.<\/p>\n\n\n\n<p>You won\u2019t be able to find your card\u2019s security code on bank statements or your online banking information. If you can\u2019t find your card and need to use the security code for a purchase, contact your bank. They will typically issue a new card right away.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-other-names-for-credit-card-security-codes\">Other names for credit card security codes<\/h2>\n\n\n\n<p>Depending on the credit card company and when your card was issued, your security code may go by a different name. Even though there are many different abbreviations, the basic concept remains the same.<\/p>\n\n\n\n<p>Below are relevant abbreviations and meanings for credit card security codes.<\/p>\n\n\n\n<table class=\"std-table\">\n    <thead>\n        <tr>\n            <th>Abbreviation<\/th>\n            <th>Abbreviation meaning<\/th>\n            <th>Used by<\/th>\n        <\/tr>\n    <\/thead>\n    <tbody>\n        <tr>\n            <td>CID<\/td>\n            <td>Card identification number<\/td>\n            <td>Discover and American Express<\/td>\n        <\/tr>\n        <tr>\n            <td>CSC<\/td>\n            <td>Card security code<\/td>\n          <td>American Express<\/td>\n        <\/tr>\n        <tr>\n            <td>CVC<\/td>\n            <td>Card verification code<\/td>\n            <td>Mastercard<\/td>\n        <\/tr>\n        <tr>\n            <td>CVC2<\/td>\n            <td>Card verification code 2<\/td>\n            <td>Visa<\/td>\n        <\/tr>\n        <tr>\n            <td>CVD<\/td>\n            <td>Card verification data<\/td>\n            <td>Discover<\/td>\n        <\/tr>\n        <tr>\n            <td>CVV<\/td>\n            <td>Card verification value<\/td>\n            <td>All<\/td>\n        <\/tr>\n         <tr>\n            <td>CVV2<\/td>\n            <td>Card verficiation value 2<\/td>\n            <td>Visa<\/td>\n        <\/tr>\n    <\/tbody>\n<\/table>\n<!-- partial -->\n  \n<\/body>\n<\/html>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-why-are-credit-card-security-codes-important\">Why are credit card security codes important?<\/h2>\n\n\n\n<p>The payment card industry sets standards for merchants that help protect consumers, including the introduction of card security codes that work to prevent credit card fraud.&nbsp;<\/p>\n\n\n\n<p>Due to the <a href=\"https:\/\/blog.pcisecuritystandards.org\/faq-can-cvc-be-stored-for-card-on-file-or-recurring-transactions\" target=\"_blank\" rel=\"noreferrer noopener\">Payment Card Industry Data Security Standard<\/a> (also known as the PCI DSS), merchants are able to store some card information, including your card number, your name and card expiration date. They are not able to store your card security code.<\/p>\n\n\n\n<p>Even if an imposter retrieves your stored card number from an online merchant you\u2019ve shopped with, it\u2019s much harder for them to use your card without the security code. This is also why you\u2019re still required to enter your CVV at checkout if you opt for a store to save your card data in their system.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-when-should-you-share-your-card-security-code\">When should you share your card security code?<\/h2>\n\n\n\n<p>Most online and over-the-phone transactions will require you to share your CVV.Check to make sure a merchant\u2019s website is legit by looking for \u201chttps:\/\/\u201d in the URL. The \u201cs\u201d stands for secure, and shows that the site is SSL certified and that it encrypts sensitive data.<\/p>\n\n\n\n<p>If you\u2019re making a purchase over the phone, be sure you trust the business or person you\u2019re speaking with. If you\u2019ve never shopped with the merchant before, you can do a quick scan of their reviews on a site like the <a href=\"https:\/\/www.bbb.org\/\" target=\"_blank\" rel=\"noreferrer noopener\">Better Business Bureau<\/a> to see if other shoppers have had recent complaints.<\/p>\n\n\n\n<p>While making online or over-the-phone purchases can be a risk, remember that many credit card companies offer fraud liability protection. This means that if an imposter uses your card, you\u2019re not required to pay for those transactions.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-how-to-keep-your-card-security-code-safe\">How to keep your card security code safe<\/h2>\n\n\n\n<p>While CVVs offer another layer of security to help protect users, there are still some things to be aware of when making card-not-present transactions.<\/p>\n\n\n\n<ul><li><strong>Sign the back of your credit card<\/strong> as soon as you receive it. If your physical card is stolen, merchants may be able to spot an imposter if they compare the signature on the card to the signature on a receipt.<\/li><li><strong>Keep your CVV secure.<\/strong> Never give it out unless absolutely necessary. If you do share your CVV, make sure you fully trust the person.<\/li><li><strong>Review each billing statement<\/strong> to ensure there are no transactions you don\u2019t recognize or didn\u2019t authorize. If there are, contact your financial institution immediately and consider <a href=\"https:\/\/www.lexingtonlaw.com\/credit\/how-to-freeze-your-credit\" target=\"_blank\" rel=\"noreferrer noopener\">freezing your credit<\/a>.<\/li><\/ul>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"1045\" height=\"672\" src=\"https:\/\/www.lexingtonlaw.com\/blog\/wp-content\/uploads\/2022\/11\/image-14.png\" alt=\"\" class=\"wp-image-19211\" srcset=\"https:\/\/www.lexingtonlaw.com\/blog\/wp-content\/uploads\/2022\/11\/image-14.png 1045w, https:\/\/www.lexingtonlaw.com\/blog\/wp-content\/uploads\/2022\/11\/image-14-768x494.png 768w\" sizes=\"(min-width: 767px) 600px, calc(100vw - 35px)\" \/><\/figure>\n\n\n\n<p>While CVVs offer a helpful layer of debit and credit card security, there is still a chance that you could fall victim to identity theft when using your card online. If you suspect someone has stolen your identity, call your credit card company, change your passwords and notify any credit bureaus and law enforcement agencies.<\/p>\n\n\n\n<p>By regularly checking your credit card statements, being careful about who you give your information to and being vigilant when making purchases, you\u2019ll help do your part in keeping your identity secure.<\/p>\n\n\n\n<p>If you\u2019ve become a victim of identity theft, Lexington Law Firm can help you work to repair your credit through our credit repair services. We also offer <a href=\"https:\/\/www.lexingtonlaw.com\/blog\/credit-101\/what-is-credit-monitoring.html\" target=\"_blank\" rel=\"noreferrer noopener\">credit monitoring services<\/a> that alert you whenever there\u2019s a change to your report. This means that together, we can act quickly to address incorrect items.<\/p>\n\n\n\n<p><a href=\"https:\/\/lexingtonlaw.com\/disclaimer\" target=\"_blank\" rel=\"noreferrer noopener\"><strong><em>Note:<\/em><\/strong><\/a><em> Articles have only been reviewed by the indicated attorney, not written by them. The information provided on this website does not, and is not intended to, act as legal, financial or credit advice; instead, it is for general informational purposes only. Use of, and access to, this website or any of the links or resources contained within the site do not create an attorney-client or fiduciary relationship between the reader, user, or browser and website owner, authors, reviewers, contributors, contributing firms, or their respective agents or employers.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>A credit card security code is a three- or four-digit number printed on your card that adds a layer of protection for your card data. <\/p>\n","protected":false},"author":63,"featured_media":19230,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[516],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.1 (Yoast SEO v18.3) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>What is a credit card security code?<\/title>\n<meta name=\"description\" content=\"A credit card security code is a three- or four-digit number printed on your card that adds a layer of protection for your card data.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.lexingtonlaw.com\/blog\/credit-cards\/security-codes.html\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What is a credit card security code? 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