{"id":16871,"date":"2024-03-27T13:55:07","date_gmt":"2024-03-27T19:55:07","guid":{"rendered":"https:\/\/www.lexingtonlaw.com\/blog\/?p=16871"},"modified":"2025-06-05T16:52:50","modified_gmt":"2025-06-05T22:52:50","slug":"employment-credit-checks","status":"publish","type":"post","link":"https:\/\/www.lexingtonlaw.com\/blog\/credit-101\/employment-credit-checks.html","title":{"rendered":"What is an employment credit check, and what does it reveal?"},"content":{"rendered":"\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"570\" height=\"189\" src=\"https:\/\/www.lexingtonlaw.com\/blog\/wp-content\/uploads\/2022\/01\/pic-1.png\" alt=\"\" class=\"wp-image-16872\"\/><\/figure>\n\n\n\n<p class=\"has-white-color has-text-color has-background has-link-color wp-elements-5ce3c6a6b40c385b59a8ab549446effa\" style=\"background-color:#00204f\">An employment credit check occurs when an employer looks into your credit history before offering you a job. The federal government approves of these checks as they are normal for background checks.<\/p>\n\n\n\n<p><em>The information provided on this website does not, and is not intended to, act as legal, financial or credit advice. <\/em><a href=\"https:\/\/www.lexingtonlaw.com\/disclaimer\" target=\"_blank\" rel=\"noreferrer noopener\"><em>See Lexington Law\u2019s editorial disclosure for more information.<\/em><\/a><\/p>\n\n\n\n<p>Employers can initiate an employment credit check during the background check process, which is often one of the last steps before you receive a job offer. Potential employers need your written consent before they can look into your credit history, which will let them view information like your accounts, balances and payment history. However, they can\u2019t directly see your <a href=\"https:\/\/www.lexingtonlaw.com\/blog\/credit-101\/how-to-check-credit-score.html\" target=\"_blank\" rel=\"noreferrer noopener\">credit score<\/a>.<\/p>\n\n\n\n<p>A <a href=\"https:\/\/hrdailyadvisor.blr.com\/2023\/08\/15\/2023-background-screening-trends-in-north-america\/\" target=\"_blank\" rel=\"noreferrer noopener\">report from 2023<\/a> indicates that 68 percent of employers most value fast and accurate background checks during the hiring process. Since employment credit checks are fairly common, it can be helpful to understand a bit more about how they work. Here, we\u2019ll talk about what employers can see on your <a href=\"https:\/\/www.lexingtonlaw.com\/credit\/credit-report\" target=\"_blank\" rel=\"noreferrer noopener\">credit report<\/a>, why these checks occur and how they might affect your credit standing.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-does-an-employment-credit-check-reveal\"><a><\/a>What does an employment credit check reveal?<\/h2>\n\n\n\n<p>When you give a potential employer authorization to view your credit, they\u2019ll have access to a modified credit report\u2014similar to the report that potential lenders might see during a <a href=\"https:\/\/www.lexingtonlaw.com\/bad-credit\/personal-loans\" target=\"_blank\" rel=\"noreferrer noopener\">loan application<\/a>. However, any information that could violate anti-discrimination laws\u2014like your birth date\u2014is omitted from the report, and employers cannot see your credit score.<\/p>\n\n\n\n<p>Generally, an employment credit check discloses the following information:<\/p>\n\n\n\n<ul>\n<li>Accounts and balances<\/li>\n\n\n\n<li>Payment history<\/li>\n\n\n\n<li>Negative items like foreclosures or repossessions<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"932\" height=\"1089\" src=\"https:\/\/www.lexingtonlaw.com\/blog\/wp-content\/uploads\/2024\/03\/image-55.png\" alt=\"\" class=\"wp-image-20418\" srcset=\"https:\/\/www.lexingtonlaw.com\/blog\/wp-content\/uploads\/2024\/03\/image-55.png 932w, https:\/\/www.lexingtonlaw.com\/blog\/wp-content\/uploads\/2024\/03\/image-55-768x897.png 768w\" sizes=\"(min-width: 767px) 600px, calc(100vw - 35px)\" \/><\/figure>\n\n\n\n<p>And here\u2019s some information an employment credit check <strong>won\u2019t reveal<\/strong>:<\/p>\n\n\n\n<ul>\n<li>Your credit score<\/li>\n\n\n\n<li>Your medical bills<\/li>\n\n\n\n<li>Certain identifying information (age, race, ethnicity and marital status)<\/li>\n\n\n\n<li>Your income<\/li>\n\n\n\n<li>Any account numbers for your credit accounts<\/li>\n<\/ul>\n\n\n\n<p>While bankruptcy may appear on the report, the <a href=\"https:\/\/www.lexingtonlaw.com\/credit\/what-is-the-fair-credit-reporting-act\" target=\"_blank\" rel=\"noreferrer noopener\">Fair Credit Reporting Act (FCRA)<\/a> prohibits employers from using this information in hiring decisions. That said, those who have experienced bankruptcy almost certainly tend to have other negative items on their credit reports, which could still affect their chances of getting hired.<\/p>\n\n\n\n<p>Since companies have access to your credit history, an important question arises: how can your credit report affect the hiring process? Read on to learn more about the purpose of employment credit checks.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-why-do-employers-conduct-credit-checks\"><a><\/a>Why do employers conduct credit checks?<\/h2>\n\n\n\n<p>Companies that use credit checks during the hiring process might believe that financial responsibility correlates with better job performance. In other words, if you have struggled to maintain strong credit habits in the past, you may not be able to manage the demands of a difficult job.<\/p>\n\n\n\n<p>Additionally, companies that are hiring for roles that require financial decision-making may be hesitant to entrust company funds to a person with a history of exceeding their <a href=\"https:\/\/www.lexingtonlaw.com\/blog\/credit-101\/what-is-a-credit-limit.html\" target=\"_blank\" rel=\"noreferrer noopener\">credit limits<\/a>. Other employers may have concerns about fraud\u2014though there is no concrete evidence that employees with poor credit history are more likely to steal company money.<\/p>\n\n\n\n<p>Overall, the companies that use credit checks to make hiring decisions are looking for specific financial habits. If a candidate has a strong credit history, an employer might view them as a responsible individual. However, you also have distinct credit rights as a potential employee.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-are-employment-credit-checks-legal\"><a><\/a>Are employment credit checks legal?<\/h2>\n\n\n\n<p>The federal government allows companies to conduct credit checks for potential employees, but <a href=\"https:\/\/iprospectcheck.com\/employment-credit-report\/\" target=\"_blank\" rel=\"noreferrer noopener\">10 states<\/a>\u2014including California, Illinois and Washington\u2014have banned the practice as of 2024. Several attempts have been made to pass a law restricting credit checks on a national level, but currently, the practice is still legal in the majority of the United States.<\/p>\n\n\n\n<p>However, there are still strict guidelines surrounding the use of employment credit checks. As a potential employee, you\u2019ll want to be aware of your rights so that you\u2019re treated fairly during the hiring process.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"1010\" height=\"1179\" src=\"https:\/\/www.lexingtonlaw.com\/blog\/wp-content\/uploads\/2024\/03\/image-54.png\" alt=\"\" class=\"wp-image-20417\" srcset=\"https:\/\/www.lexingtonlaw.com\/blog\/wp-content\/uploads\/2024\/03\/image-54.png 1010w, https:\/\/www.lexingtonlaw.com\/blog\/wp-content\/uploads\/2024\/03\/image-54-768x897.png 768w\" sizes=\"(min-width: 767px) 600px, calc(100vw - 35px)\" \/><\/figure>\n\n\n\n<p>Keep in mind that you have the following rights when a company asks you for a credit check after you apply:<\/p>\n\n\n\n<ul>\n<li>You must provide written consent \u200b\u200bbefore a company can check your credit.<\/li>\n\n\n\n<li>Employers cannot see your credit score, and the credit check won\u2019t <a href=\"https:\/\/www.lexingtonlaw.com\/education\/what-affects-credit-score\" target=\"_blank\" rel=\"noreferrer noopener\">affect your score<\/a>.<\/li>\n\n\n\n<li>If you are denied a job based on your credit report, the company must explain why you were denied, give you a copy of the report and provide you with information about your right to dispute.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-how-to-prepare-for-an-employment-credit-check\"><a><\/a>How to prepare for an employment credit check<\/h2>\n\n\n\n<p>If your future employer requires a credit check, you\u2019ll want to consider how to put your best foot forward during the hiring process.<\/p>\n\n\n\n<p>Consider the following if a credit check is a requirement to land your next job:<\/p>\n\n\n\n<ul>\n<li><strong>Get a copy of your credit report. <\/strong>You\u2019ll want to have a good sense of what\u2019s on your report before your employer gets a copy. Fortunately, you can <a href=\"https:\/\/www.lexingtonlaw.com\/blog\/credit-101\/why-you-should-check-all-3-of-your-credit-reports.html\" target=\"_blank\" rel=\"noreferrer noopener\">check all three of<\/a><a href=\"https:\/\/www.lexingtonlaw.com\/blog\/credit-101\/how-to-check-credit-score.html\"> your credit reports<\/a> for free each year.<\/li>\n\n\n\n<li><strong>Write an explanatory statement. <\/strong>If you have items on your credit report that may require explanation, provide that to your employer. For example, perhaps you had a car <a href=\"https:\/\/www.lexingtonlaw.com\/credit-repair\/how-to-remove-repossession\" target=\"_blank\" rel=\"noreferrer noopener\">repossessed<\/a> while you were unemployed, but now your financial situation has recovered.<\/li>\n\n\n\n<li><strong>Look for any inaccurate information.<\/strong> Fraudulent accounts or inaccurate negative items could give the wrong impression to a hiring manager. You always have the right to <a href=\"https:\/\/www.lexingtonlaw.com\/education\/credit-disputes\" target=\"_blank\" rel=\"noreferrer noopener\">dispute false information<\/a> on your credit report.<\/li>\n<\/ul>\n\n\n\n<p>Preparing for an employment credit check gives you a chance to work on your credit before an employer takes a look at your credit history. Whether or not you\u2019re currently looking for a job, it\u2019s a good practice to review your report regularly.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-faq-about-employment-credit-checks\"><a><\/a>FAQ about employment credit checks<\/h2>\n\n\n\n<p>Below, we\u2019ll answer three common questions about employment credit checks.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-can-you-be-denied-a-job-because-of-bad-credit\"><a><\/a>Can you be denied a job because of bad credit?<\/h3>\n\n\n\n<p>Yes, poor credit can bar you from attaining a job in certain states and in specific situations. And if an employer doesn\u2019t hire you based on your employment credit check, they\u2019re legally obligated to disclose that.<\/p>\n\n\n\n<p>However, in some states, like California, it\u2019s illegal for an employer to make hiring decisions based on your credit score.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-what-is-the-minimum-credit-score-for-employment\"><a><\/a>What is the minimum credit score for employment?<\/h3>\n\n\n\n<p>Employers aren\u2019t allowed to place a minimum credit score requirement on a role, and they can\u2019t view your credit score during a background check. They can only see information like your payment history.<\/p>\n\n\n\n<p>Seeing too many late payments could give an employer a negative impression, but they can\u2019t explicitly hire or deny applicants based on their scores.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-is-it-normal-for-an-employer-to-check-your-credit\"><a><\/a>Is it normal for an employer to check your credit?<\/h3>\n\n\n\n<p>Employers regularly conduct background checks, and an employment credit check is almost a guarantee for financial management roles. An employer who denies an applicant based on a credit check must formally explain their decision and provide a copy of the report they viewed.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-get-your-credit-questions-answered-with-lexington-law-firm\"><a><\/a>Get your credit questions answered with Lexington Law Firm<\/h2>\n\n\n\n<p>If you\u2019re looking to improve your credit or challenge a credit report error, it can be helpful to work with professionals that follow <a href=\"https:\/\/www.lexingtonlaw.com\/blog\/credit-repair\/credit-repair-laws.html\" target=\"_blank\" rel=\"noreferrer noopener\">credit repair laws<\/a>. Consider using the <a href=\"https:\/\/www.lexingtonlaw.com\/credit-repair-services\" target=\"_blank\" rel=\"noreferrer noopener\">credit repair services<\/a> provided by Lexington Law Firm\u2014we can review your report with you and provide options for rebuilding your credit.<\/p>\n\n\n\n<div class=\"responsive-youtube\"><iframe width=\"1280\" height=\"720\" src=\"https:\/\/www.youtube.com\/embed\/Q08qeOsiJPc\" title=\"YouTube video player\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen=\"\"><\/iframe><\/div>\n\n\n\n<p><a href=\"https:\/\/lexingtonlaw.com\/disclaimer\" target=\"_blank\" aria-label=\"undefined (opens in a new tab)\" rel=\"noreferrer noopener\"><strong><em>Note:<\/em><\/strong><\/a><em> Articles have only been reviewed by the indicated attorney, not written by them. The information provided on this website does not, and is not intended to, act as legal, financial or credit advice; instead, it is for general informational purposes only. Use of, and access to, this website or any of the links or resources contained within the site do not create an attorney-client or fiduciary relationship between the reader, user, or browser and website owner, authors, reviewers, contributors, contributing firms, or their respective agents or employers.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>An employment credit check lets employers view a candidate\u2019s credit reports and history. These checks are legal, though certain states have unique credit laws.<\/p>\n","protected":false},"author":63,"featured_media":16872,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.1 (Yoast SEO v18.3) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>What Is an Employment Credit Check? | Lexington Law<\/title>\n<meta name=\"description\" content=\"An employment credit check lets employers view a candidate\u2019s credit reports and history. These checks are legal, though certain states have unique credit laws.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.lexingtonlaw.com\/blog\/credit-101\/employment-credit-checks.html\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What is an employment credit check, and what does it reveal?\" \/>\n<meta property=\"og:description\" content=\"An employment credit check lets employers view a candidate\u2019s credit reports and history. These checks are legal, though certain states have unique credit laws.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.lexingtonlaw.com\/blog\/credit-101\/employment-credit-checks.html\" \/>\n<meta property=\"og:site_name\" content=\"Lexington Law\" \/>\n<meta property=\"article:published_time\" content=\"2024-03-27T19:55:07+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-06-05T22:52:50+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.lexingtonlaw.com\/blog\/wp-content\/uploads\/2022\/01\/pic-1.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1511\" \/>\n\t<meta property=\"og:image:height\" content=\"500\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Lexington Law\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.lexingtonlaw.com\/blog\/#website\",\"url\":\"https:\/\/www.lexingtonlaw.com\/blog\/\",\"name\":\"Lexington Law\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.lexingtonlaw.com\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"ImageObject\",\"@id\":\"https:\/\/www.lexingtonlaw.com\/blog\/credit-101\/employment-credit-checks.html#primaryimage\",\"inLanguage\":\"en-US\",\"url\":\"https:\/\/www.lexingtonlaw.com\/blog\/wp-content\/uploads\/2022\/01\/pic-1.png\",\"contentUrl\":\"https:\/\/www.lexingtonlaw.com\/blog\/wp-content\/uploads\/2022\/01\/pic-1.png\",\"width\":570,\"height\":189},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.lexingtonlaw.com\/blog\/credit-101\/employment-credit-checks.html#webpage\",\"url\":\"https:\/\/www.lexingtonlaw.com\/blog\/credit-101\/employment-credit-checks.html\",\"name\":\"What Is an Employment Credit Check? | Lexington Law\",\"isPartOf\":{\"@id\":\"https:\/\/www.lexingtonlaw.com\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.lexingtonlaw.com\/blog\/credit-101\/employment-credit-checks.html#primaryimage\"},\"datePublished\":\"2024-03-27T19:55:07+00:00\",\"dateModified\":\"2025-06-05T22:52:50+00:00\",\"author\":{\"@id\":\"https:\/\/www.lexingtonlaw.com\/blog\/#\/schema\/person\/3bdde08475ff103d98185ad2f04d0bcd\"},\"description\":\"An employment credit check lets employers view a candidate\u2019s credit reports and history. These checks are legal, though certain states have unique credit laws.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.lexingtonlaw.com\/blog\/credit-101\/employment-credit-checks.html#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.lexingtonlaw.com\/blog\/credit-101\/employment-credit-checks.html\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.lexingtonlaw.com\/blog\/credit-101\/employment-credit-checks.html#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"All Posts\",\"item\":\"https:\/\/www.lexingtonlaw.com\/blog\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Credit 101\",\"item\":\"https:\/\/www.lexingtonlaw.com\/blog\/category\/credit-101\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"What is an employment credit check, and what does it reveal?\"}]},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.lexingtonlaw.com\/blog\/#\/schema\/person\/3bdde08475ff103d98185ad2f04d0bcd\",\"name\":\"Lexington Law\",\"image\":{\"@type\":\"ImageObject\",\"@id\":\"https:\/\/www.lexingtonlaw.com\/blog\/#personlogo\",\"inLanguage\":\"en-US\",\"url\":\"https:\/\/www.lexingtonlaw.com\/blog\/wp-content\/uploads\/2024\/07\/cropped-wp-logo-1-96x96.png\",\"contentUrl\":\"https:\/\/www.lexingtonlaw.com\/blog\/wp-content\/uploads\/2024\/07\/cropped-wp-logo-1-96x96.png\",\"caption\":\"Lexington Law\"},\"url\":\"https:\/\/www.lexingtonlaw.com\/blog\/author\/lexington-law\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"What Is an Employment Credit Check? | Lexington Law","description":"An employment credit check lets employers view a candidate\u2019s credit reports and history. These checks are legal, though certain states have unique credit laws.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.lexingtonlaw.com\/blog\/credit-101\/employment-credit-checks.html","og_locale":"en_US","og_type":"article","og_title":"What is an employment credit check, and what does it reveal?","og_description":"An employment credit check lets employers view a candidate\u2019s credit reports and history. These checks are legal, though certain states have unique credit laws.","og_url":"https:\/\/www.lexingtonlaw.com\/blog\/credit-101\/employment-credit-checks.html","og_site_name":"Lexington Law","article_published_time":"2024-03-27T19:55:07+00:00","article_modified_time":"2025-06-05T22:52:50+00:00","og_image":[{"width":1511,"height":500,"url":"https:\/\/www.lexingtonlaw.com\/blog\/wp-content\/uploads\/2022\/01\/pic-1.png","type":"image\/png"}],"twitter_card":"summary_large_image","twitter_misc":{"Written by":"Lexington Law","Est. reading time":"6 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebSite","@id":"https:\/\/www.lexingtonlaw.com\/blog\/#website","url":"https:\/\/www.lexingtonlaw.com\/blog\/","name":"Lexington Law","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.lexingtonlaw.com\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"ImageObject","@id":"https:\/\/www.lexingtonlaw.com\/blog\/credit-101\/employment-credit-checks.html#primaryimage","inLanguage":"en-US","url":"https:\/\/www.lexingtonlaw.com\/blog\/wp-content\/uploads\/2022\/01\/pic-1.png","contentUrl":"https:\/\/www.lexingtonlaw.com\/blog\/wp-content\/uploads\/2022\/01\/pic-1.png","width":570,"height":189},{"@type":"WebPage","@id":"https:\/\/www.lexingtonlaw.com\/blog\/credit-101\/employment-credit-checks.html#webpage","url":"https:\/\/www.lexingtonlaw.com\/blog\/credit-101\/employment-credit-checks.html","name":"What Is an Employment Credit Check? | Lexington Law","isPartOf":{"@id":"https:\/\/www.lexingtonlaw.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.lexingtonlaw.com\/blog\/credit-101\/employment-credit-checks.html#primaryimage"},"datePublished":"2024-03-27T19:55:07+00:00","dateModified":"2025-06-05T22:52:50+00:00","author":{"@id":"https:\/\/www.lexingtonlaw.com\/blog\/#\/schema\/person\/3bdde08475ff103d98185ad2f04d0bcd"},"description":"An employment credit check lets employers view a candidate\u2019s credit reports and history. These checks are legal, though certain states have unique credit laws.","breadcrumb":{"@id":"https:\/\/www.lexingtonlaw.com\/blog\/credit-101\/employment-credit-checks.html#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.lexingtonlaw.com\/blog\/credit-101\/employment-credit-checks.html"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.lexingtonlaw.com\/blog\/credit-101\/employment-credit-checks.html#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"All Posts","item":"https:\/\/www.lexingtonlaw.com\/blog"},{"@type":"ListItem","position":2,"name":"Credit 101","item":"https:\/\/www.lexingtonlaw.com\/blog\/category\/credit-101"},{"@type":"ListItem","position":3,"name":"What is an employment credit check, and what does it reveal?"}]},{"@type":"Person","@id":"https:\/\/www.lexingtonlaw.com\/blog\/#\/schema\/person\/3bdde08475ff103d98185ad2f04d0bcd","name":"Lexington Law","image":{"@type":"ImageObject","@id":"https:\/\/www.lexingtonlaw.com\/blog\/#personlogo","inLanguage":"en-US","url":"https:\/\/www.lexingtonlaw.com\/blog\/wp-content\/uploads\/2024\/07\/cropped-wp-logo-1-96x96.png","contentUrl":"https:\/\/www.lexingtonlaw.com\/blog\/wp-content\/uploads\/2024\/07\/cropped-wp-logo-1-96x96.png","caption":"Lexington Law"},"url":"https:\/\/www.lexingtonlaw.com\/blog\/author\/lexington-law"}]}},"featured_media_src_url":"https:\/\/www.lexingtonlaw.com\/blog\/wp-content\/uploads\/2022\/01\/pic-1.png","_links":{"self":[{"href":"https:\/\/www.lexingtonlaw.com\/blog\/wp-json\/wp\/v2\/posts\/16871"}],"collection":[{"href":"https:\/\/www.lexingtonlaw.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.lexingtonlaw.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.lexingtonlaw.com\/blog\/wp-json\/wp\/v2\/users\/63"}],"replies":[{"embeddable":true,"href":"https:\/\/www.lexingtonlaw.com\/blog\/wp-json\/wp\/v2\/comments?post=16871"}],"version-history":[{"count":14,"href":"https:\/\/www.lexingtonlaw.com\/blog\/wp-json\/wp\/v2\/posts\/16871\/revisions"}],"predecessor-version":[{"id":21390,"href":"https:\/\/www.lexingtonlaw.com\/blog\/wp-json\/wp\/v2\/posts\/16871\/revisions\/21390"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.lexingtonlaw.com\/blog\/wp-json\/wp\/v2\/media\/16872"}],"wp:attachment":[{"href":"https:\/\/www.lexingtonlaw.com\/blog\/wp-json\/wp\/v2\/media?parent=16871"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.lexingtonlaw.com\/blog\/wp-json\/wp\/v2\/categories?post=16871"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.lexingtonlaw.com\/blog\/wp-json\/wp\/v2\/tags?post=16871"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}