{"id":4309,"date":"2021-03-19T04:00:00","date_gmt":"2021-03-19T10:00:00","guid":{"rendered":"http:\/\/www.lexingtonlaw.com\/blog\/?p=4309"},"modified":"2025-08-26T10:08:57","modified_gmt":"2025-08-26T16:08:57","slug":"shouldnt-ignore-credit-repair-ads","status":"publish","type":"post","link":"https:\/\/www.lexingtonlaw.com\/blog\/credit-repair\/shouldnt-ignore-credit-repair-ads.html","title":{"rendered":"Why you shouldn\u2019t ignore credit repair ads"},"content":{"rendered":"<p>Let\u2019s be honest: online credit repair has gotten a bad rap. Google \u201ccredit repair scam\u201d and you\u2019ll find thousands of sites dedicated to denouncing all credit repair companies, regardless of their reputation. To be fair, there are a few bad apples on the tree; companies that promise results, charge high fees, and do little to help your cause. But what about the good apples? Not all credit repair companies are created equal, and paying attention to online ads can be a valuable resource if you want to improve your financial life. Read on to learn why you <em>shouldn\u2019t <\/em>ignore credit repair ads.<\/p>\n<p style=\"text-align: center;\"><a href=\"https:\/\/www.lexingtonlaw.com\/blog\/wp-content\/uploads\/2013\/05\/credit-repair.jpg\"><img decoding=\"async\" class=\"aligncenter wp-image-4318\" title=\"credit repair\" src=\"https:\/\/www.lexingtonlaw.com\/blog\/wp-content\/uploads\/2013\/05\/credit-repair.jpg\" alt=\"\" width=\"400\" height=\"267\" \/><\/a><\/p>\n<h2><!--more-->\u2022 Spot the money-suckers.<\/h2>\n<p>Sun Tzu said it best in <em>The Art of War<\/em>: \u201cIt is said that if you know your enemies and know yourself, you will not be imperiled in a hundred battles.\u201d<\/p>\n<p>Credit repair is about improving your life and repairing unwanted problems. The last thing you want is to attach yourself to a money-sucking credit repair scam. The question remains, is it possible to identify the scammers (your enemies) without reading their online ads? Browsing the web for credit repair companies will help you accomplish a few things, including:<\/p>\n<blockquote>\n<ul>\n<li><strong>Spotting the \u201cgimmick\u201d text<\/strong>, e.g., \u201cWe guarantee results,\u201d \u201cWe\u2019ll remove all negative items from your credit report,\u201d \u201cWe\u2019ll increase your credit score by 100 points in 30 days,\u201d etc. These promises sound great, but their reliability depends on your individual situation. Stick with someone who guarantees the truth rather than a one-size-fits-all sound bite.<\/li>\n<li><strong>Identifying the right qualifications.<\/strong> Bob\u2019s Credit Repair Shop isn\u2019t likely to provide the service you\u2019re looking for. While it\u2019s true that every person has the right to repair their own credit, why trust your information with a novice who has no expertise or skill? A reputable credit repair company will provide their qualifications, track record, and provide testimonials about their services. Make a list of the credit repair companies you find and begin excluding candidates based on this information. It won\u2019t take long eliminate the weak links.<\/li>\n<\/ul>\n<\/blockquote>\n<h2>\u2022 Find free information.<\/h2>\n<p>The Internet has opened our society to a world of information that, until 10 years ago, wasn\u2019t available to the average person. Credit repair is a perfect example. The average Joe didn\u2019t have access to the resources we have today such as credit score anatomy, articles about <a href=\"https:\/\/www.lexingtonlaw.com\/blog\/credit-repair\/fix-credit-identity-theft.html\" target=\"_blank\" rel=\"noopener noreferrer\">identity theft<\/a>, savings, <a href=\"https:\/\/www.lexingtonlaw.com\/education\/credit-utilization\" target=\"_blank\" rel=\"noopener noreferrer\">credit utilization<\/a>, and more. An advocate\u2019s primary job is to help you improve your credit score, but their secondary job is to provide insight. Sure, they can help you fix your credit, but do they offer tools to help you sustain it? A worthy advocate will supply you with a place to gain free knowledge through a blog (like this one!)<\/p>\n<h2>\u2022 Find a true credit repair advocate.<\/h2>\n<p>As Sun Tzu pointed out, knowing your enemies is important. By identifying who you shouldn\u2019t work with through credit repair ads, you\u2019ll see the worthy candidates outshine the others. While you can\u2019t learn much from a simple sidebar, taking the time to research your options will help you learn who you should work with, and who will waste your time. Keep your credit repair goals in mind and make the effort. It <em>will<\/em> be worth it.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Let\u2019s be honest: online credit repair has gotten a bad rap. Google \u201ccredit repair scam\u201d and you\u2019ll find thousands of sites dedicated to denouncing all [&hellip;]<\/p>\n","protected":false},"author":63,"featured_media":4318,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.1 (Yoast SEO v18.3) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Why you shouldn\u2019t ignore credit repair ads - Lexington Law<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.lexingtonlaw.com\/blog\/credit-repair\/shouldnt-ignore-credit-repair-ads.html\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Why you shouldn\u2019t ignore credit repair ads\" \/>\n<meta property=\"og:description\" content=\"Let\u2019s be honest: online credit repair has gotten a bad rap. 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