{"id":7410,"date":"2024-06-04T13:07:08","date_gmt":"2024-06-04T19:07:08","guid":{"rendered":"https:\/\/www.lexingtonlaw.com\/blog\/?p=7410"},"modified":"2024-09-17T14:07:11","modified_gmt":"2024-09-17T20:07:11","slug":"how-lexington-law-fixes-your-credit-score","status":"publish","type":"post","link":"https:\/\/www.lexingtonlaw.com\/blog\/credit-repair\/how-lexington-law-fixes-your-credit-score.html","title":{"rendered":"How Lexington Law works"},"content":{"rendered":"\n
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The information provided on this website does not, and is not intended to, act as legal, financial or credit advice. <\/em>See Lexington Law\u2019s editorial disclosure for more information.<\/em><\/a> <\/p>\n\n\n\n

Your credit affects more than you\u2019d think. That\u2019s why it\u2019s so important to make sure your reports are both fair and accurate. After all, your best credit score is one that accurately represents you.<\/p>\n\n\n\n

What is Lexington Law?<\/h2>\n\n\n\n

Lexington Law is a legitimate industry-leading credit repair firm operating since 2004. Unlike other companies, we have a team of lawyers guiding our credit repair process. With the help of our experienced attorneys and paralegals, we help clients address unfair, inaccurate and unsubstantiated items on their credit reports. In addition to providing credit repair services<\/a>, we also hope to educate and empower our clients to maintain their credit health and achieve their financial goals moving forward.<\/p>\n\n\n\n

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How does Lexington Law work? <\/h2>\n\n\n\n

Lexington Law uses a proven process to help our clients work to repair any inaccurate and unfair negative items\u2014like late payments or collections\u2014that are wrongfully hurting their credit reports. Here\u2019s how it works.<\/p>\n\n\n\n

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Step one: We review your case<\/h3>\n\n\n\n

When you sign up for Lexington Law\u2019s services<\/a>, we\u2019ll start your case by pulling your credit reports. You\u2019ll then need to log into your account and answer some questions about the items on your report so our team can decide how best to handle your credit repair needs. <\/p>\n\n\n\n

We want to know which items are unfair, unsubstantiated or inaccurate, so we\u2019ll look into whether all relevant laws have been followed and whether all information is being reported accurately. These items could be wrongfully hurting your credit.<\/p>\n\n\n\n

If necessary, one of our paralegals will reach out to you to get more information.<\/p>\n\n\n\n

Step two: We send challenges and disputes<\/h3>\n\n\n\n

After we\u2019ve worked with you to identify which negative items on your report can and should be addressed, our team will get to work sending challenges and disputes on your behalf. If your creditors and the credit bureaus can\u2019t provide evidence that the items in question are fair and accurate, they\u2019re legally required to remove them.<\/p>\n\n\n\n

Throughout this process, you can check the status of your case through your online client portal. You can also use our app (here<\/a> for Apple and here<\/a> for Android).<\/p>\n\n\n\n

Step three: We continue monitoring your credit<\/h3>\n\n\n\n

As we systematically address each questionable negative item on your reports, our team will also help you monitor and manage your credit. We\u2019ll notify you of any new negative items that need to be addressed and we\u2019ll provide credit education opportunities to help you develop wise credit habits. We offer credit score analyses and mentoring through our online portal.<\/p>\n\n\n\n