{"id":9901,"date":"2023-03-17T10:00:00","date_gmt":"2023-03-17T16:00:00","guid":{"rendered":"https:\/\/www.lexingtonlaw.com\/blog\/?p=9901"},"modified":"2025-06-06T14:44:30","modified_gmt":"2025-06-06T20:44:30","slug":"millennial-spending-habits","status":"publish","type":"post","link":"https:\/\/www.lexingtonlaw.com\/blog\/credit-cards\/millennial-spending-habits.html","title":{"rendered":"60+ statistics on millennial spending habits for 2023"},"content":{"rendered":"\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1510\" height=\"500\" src=\"https:\/\/www.lexingtonlaw.com\/blog\/wp-content\/uploads\/2021\/02\/handing-credit-card-to-cashier.jpg\" alt=\"\" class=\"wp-image-14875\" srcset=\"https:\/\/www.lexingtonlaw.com\/blog\/wp-content\/uploads\/2021\/02\/handing-credit-card-to-cashier.jpg 1510w, https:\/\/www.lexingtonlaw.com\/blog\/wp-content\/uploads\/2021\/02\/handing-credit-card-to-cashier-1100x364.jpg 1100w, https:\/\/www.lexingtonlaw.com\/blog\/wp-content\/uploads\/2021\/02\/handing-credit-card-to-cashier-768x254.jpg 768w\" sizes=\"(min-width: 767px) 600px, calc(100vw - 35px)\" \/><\/figure>\n\n\n\n<p><em>The information provided on this website does not, and is not intended to, act as legal, financial or credit advice. <\/em><a href=\"https:\/\/www.lexingtonlaw.com\/disclaimer\" target=\"_blank\" rel=\"noreferrer noopener\"><em>See Lexington Law\u2019s editorial disclosure for more information.<\/em><\/a><\/p>\n\n\n\n<p class=\"has-white-color has-text-color has-background has-link-color wp-elements-6a8725916c2ae24e50c3b0ff5b99642f\" style=\"background-color:#00204f\">91 percent of millennials prefer to shop online, with only 9 percent choosing to shop in-store only. <\/p>\n\n\n\n<p>The millennial generation is often cited as being drastically different from the generations that came before it. In some ways this is true, as millennials interact very differently with finances, shopping and companies, preferring to use their dollars to support responsive and socially active businesses. On the other hand, millennials are now in the midst of growing their careers and families, so they share many of the same concerns that previous generations had.<\/p>\n\n\n\n<p>Saddled with student loans, millennials are delaying forming families and purchasing homes. However, these are still aspirations for this generation. Since it is now the largest living generation, brands must pay close attention to the desires of millennials in order to succeed at capturing their attention\u2014and their hard-earned dollars.<\/p>\n\n\n\n<p><strong>Note:<\/strong> we reference the most updated data available, but sometimes that information is from several years ago\u2014check each individual source for specifics.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-demographics\"><a><\/a>Demographics<\/h2>\n\n\n\n<p>Millennials, also referred to as Generation Y, are currently between the ages of 25 and 41, and they are widely known as the first \u201cconnected\u201d generation due to their savvy use of the internet. At about 80 million people, millennials account for around one-fifth of the population of the United States, making them the largest living generation. Like every generation, millennials are characterized by sharing similar worldviews, habits and traits.<\/p>\n\n\n\n<ul>\n<li>Millennials, born between the years 1981 and 1996, are now anywhere from <strong>25 to 41 years old<\/strong>. [Source: <a href=\"https:\/\/www.pewresearch.org\/fact-tank\/2020\/04\/28\/millennials-overtake-baby-boomers-as-americas-largest-generation\/\" target=\"_blank\" rel=\"noreferrer noopener\">Pew Research Center<\/a>]<\/li>\n\n\n\n<li>There are <strong>72.26 million millennials<\/strong>, which means this generation makes up the largest share of the U.S. population (21.9 percent). [Sources: <a href=\"https:\/\/www.statista.com\/statistics\/296974\/us-population-share-by-generation\/\" target=\"_blank\" rel=\"noreferrer noopener\">Statista<\/a>\/<a href=\"https:\/\/www.statista.com\/statistics\/797321\/us-population-by-generation\/\" target=\"_blank\" rel=\"noreferrer noopener\">Statista<\/a>]<\/li>\n\n\n\n<li>A majority of millennials are <strong>not married (56 percent)<\/strong>. [Source: <a href=\"https:\/\/www.pewsocialtrends.org\/2020\/05\/27\/as-millennials-near-40-theyre-approaching-family-life-differently-than-previous-generations\/\" target=\"_blank\" rel=\"noreferrer noopener\">Pew Research Center<\/a>]<\/li>\n\n\n\n<li>Just 8 percent of the previous generation lived with an unmarried partner, but <strong>more than 1 in 10 millennials <\/strong>are cohabiting before marriage<strong>.<\/strong> [Source: <a href=\"https:\/\/www.pewsocialtrends.org\/2020\/05\/27\/as-millennials-near-40-theyre-approaching-family-life-differently-than-previous-generations\/\" target=\"_blank\" rel=\"noreferrer noopener\">Pew Research Center<\/a>]<\/li>\n\n\n\n<li><strong>55 percent <\/strong>of millennial women have had a child. [Source: <a href=\"https:\/\/www.pewsocialtrends.org\/2020\/05\/27\/as-millennials-near-40-theyre-approaching-family-life-differently-than-previous-generations\/\" target=\"_blank\" rel=\"noreferrer noopener\">Pew Research Center<\/a>]<\/li>\n\n\n\n<li>The average millennial mother has had <strong>2.02 children<\/strong>. [Source: <a href=\"https:\/\/www.pewsocialtrends.org\/2020\/05\/27\/as-millennials-near-40-theyre-approaching-family-life-differently-than-previous-generations\/\" target=\"_blank\" rel=\"noreferrer noopener\">Pew Research Center<\/a>]<\/li>\n\n\n\n<li>About <strong>1 in every 5 millennial dads<\/strong> are single parents. [Source: <a href=\"https:\/\/www.pewsocialtrends.org\/2020\/05\/27\/as-millennials-near-40-theyre-approaching-family-life-differently-than-previous-generations\/\" target=\"_blank\" rel=\"noreferrer noopener\">Pew Research Center<\/a>]<\/li>\n\n\n\n<li><strong>75 percent of married millennials<\/strong> with a bachelor\u2019s degree have spouses who also have a bachelor\u2019s. [Source: <a href=\"https:\/\/www.pewsocialtrends.org\/2020\/05\/27\/as-millennials-near-40-theyre-approaching-family-life-differently-than-previous-generations\/\" target=\"_blank\" rel=\"noreferrer noopener\">Pew Research Center<\/a>]<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-purchasing-power\"><a><\/a>Purchasing power<\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"975\" height=\"552\" src=\"https:\/\/www.lexingtonlaw.com\/blog\/wp-content\/uploads\/2022\/02\/image-9.png\" alt=\"The average annual spending for millennials is $52,000, and the average millennial saving rate is 9.8 percent\" class=\"wp-image-16981\" srcset=\"https:\/\/www.lexingtonlaw.com\/blog\/wp-content\/uploads\/2022\/02\/image-9.png 975w, https:\/\/www.lexingtonlaw.com\/blog\/wp-content\/uploads\/2022\/02\/image-9-768x435.png 768w\" sizes=\"(min-width: 767px) 600px, calc(100vw - 35px)\" \/><\/figure>\n\n\n\n<p>As many millennials have graduated from college with financial responsibilities\u2014including debt\u2014they have a growing obligation to act more responsibly with their money and spending habits. Millennial net worth has grown <a href=\"https:\/\/www.federalreserve.gov\/releases\/z1\/dataviz\/dfa\/distribute\/chart\/#quarter:127;series:Net%20worth;demographic:generation;population:all;units:levels\" target=\"_blank\" rel=\"noreferrer noopener\">more than 200 percent<\/a> since 2018, but this generation still possesses less than 10 percent of total net worth. Millennials have an average post-tax income just shy of $60,000, but a relatively small amount of that (<a href=\"https:\/\/smartasset.com\/checking-account\/how-different-generations-spend-money-2020\" target=\"_blank\" rel=\"noreferrer noopener\">around 10 percent<\/a>) gets saved due to rising housing costs and burdensome student loan debt.<\/p>\n\n\n\n<ul>\n<li>The average post-tax income for millennials is<strong> $58,628<\/strong> annually. [Source: <a href=\"https:\/\/smartasset.com\/checking-account\/how-different-generations-spend-money-2020\" target=\"_blank\" rel=\"noreferrer noopener\">SmartAsset<\/a>]<\/li>\n\n\n\n<li>Millennials <strong>spend 21.6 percent of their income on housing<\/strong>\u2014more than Gen X and baby boomers. [Source: <a href=\"https:\/\/smartasset.com\/checking-account\/how-different-generations-spend-money-2020\" target=\"_blank\" rel=\"noreferrer noopener\">SmartAsset<\/a>]<\/li>\n\n\n\n<li>Millennials have an average savings rate of<strong> 9.8 percent<\/strong>. [Source: <a href=\"https:\/\/smartasset.com\/checking-account\/how-different-generations-spend-money-2020\" target=\"_blank\" rel=\"noreferrer noopener\">SmartAsset<\/a>]<\/li>\n\n\n\n<li>The average yearly spending for millennials is <strong>around $52,000<\/strong>. [Source: <a href=\"https:\/\/smartasset.com\/checking-account\/how-different-generations-spend-money-2020\" target=\"_blank\" rel=\"noreferrer noopener\">SmartAsset<\/a>]<\/li>\n\n\n\n<li>Millennials have a <strong>collective net worth of more than $8 trillion<\/strong>, but that is just 5.8 percent of total net worth for all generations. [Source: <a href=\"https:\/\/www.federalreserve.gov\/releases\/z1\/dataviz\/dfa\/distribute\/chart\/#quarter:127;series:Net%20worth;demographic:generation;population:all;units:levels\" target=\"_blank\" rel=\"noreferrer noopener\">Federal Reserve<\/a>]<\/li>\n\n\n\n<li>Millennial net worth has <strong>grown 235 percent <\/strong>since 2018. [Source: <a href=\"https:\/\/www.federalreserve.gov\/releases\/z1\/dataviz\/dfa\/distribute\/chart\/#quarter:127;series:Net%20worth;demographic:generation;population:all;units:levels\" target=\"_blank\" rel=\"noreferrer noopener\">Federal Reserve<\/a>]<\/li>\n\n\n\n<li>Millennials born in the 1980s have net worths <strong>34 percent lower <\/strong>than expected due to economic recessions. [Source: <a href=\"https:\/\/www.newamerica.org\/millennials\/reports\/emerging-millennial-wealth-gap\/trends-origins-and-implications-of-the-millennial-wealth-gap\/\" target=\"_blank\" rel=\"noreferrer noopener\">New America<\/a>]<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-online-shopping-habits\"><a><\/a>Online shopping habits<\/h2>\n\n\n\n<p>As the first generation raised on the internet, millennials are leading the pack in online purchases. With convenience and price in mind, online outlets offer more value to the average millennial shopper. In recent years, millennials have become more concerned about security when completing transactions online. Forty percent of millennials refer to reviews and testimonials before purchasing any products, and the number is even higher when they are purchasing products online.<\/p>\n\n\n\n<p>Millennials are also using subscription services to replace regular shopping trips to grocery stores and other brick-and-mortar shops. In a recent study, <a href=\"https:\/\/marketingland.com\/report-52-of-millennials-want-retailers-to-mirror-their-values-242460\" target=\"_blank\" rel=\"noreferrer noopener\">23 percent<\/a> of millennials said they prefer purchasing a product online before going to pick it up in store. They also favor generic store brands over name brands if it means saving money.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"975\" height=\"574\" src=\"https:\/\/www.lexingtonlaw.com\/blog\/wp-content\/uploads\/2022\/02\/image-10.png\" alt=\"67 percent of millennials are worried about hackers stealing their personal financial information from online companies.\" class=\"wp-image-16982\" srcset=\"https:\/\/www.lexingtonlaw.com\/blog\/wp-content\/uploads\/2022\/02\/image-10.png 975w, https:\/\/www.lexingtonlaw.com\/blog\/wp-content\/uploads\/2022\/02\/image-10-768x452.png 768w\" sizes=\"(min-width: 767px) 600px, calc(100vw - 35px)\" \/><\/figure>\n\n\n\n<ul>\n<li>23 percent of millennials <strong>would rather purchase an item online<\/strong> before going to get it at the store. [Source: <a href=\"https:\/\/marketingland.com\/report-52-of-millennials-want-retailers-to-mirror-their-values-242460\" target=\"_blank\" rel=\"noreferrer noopener\">Euclid<\/a>]<\/li>\n\n\n\n<li>42 percent of millennials complete online shopping transactions <strong>on their smartphones<\/strong>. [Source: <a href=\"https:\/\/www.statista.com\/statistics\/518925\/online-shopping-device-share-age\/\" target=\"_blank\" rel=\"noreferrer noopener\">Statista<\/a>]<\/li>\n\n\n\n<li>25 percent of millennials <strong>shop for groceries online<\/strong>. [Source: <a href=\"https:\/\/morningconsult.com\/2021\/08\/04\/online-grocery-shopping-millennials-pandemic\/\" target=\"_blank\" rel=\"noreferrer noopener\">Morning Consult<\/a>]<\/li>\n\n\n\n<li>67 percent of millennials are <strong>worried about hackers <\/strong>stealing their personal financial information from online companies. [Source: <a href=\"https:\/\/internetinnovation.org\/wp-content\/uploads\/CivicScience-Report-Consumer-Data-Privacy-Concerns.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Civic Science<\/a>]<\/li>\n\n\n\n<li>91 percent of millennials <strong>prefer to shop online<\/strong>, with only 9 percent choosing to shop in-store only. [Source: <a href=\"https:\/\/www.junglescout.com\/blog\/millennial-shopping-habits\/\" target=\"_blank\" rel=\"noreferrer noopener\">JungleScout<\/a>]<\/li>\n\n\n\n<li>44 percent of millennials prefer shopping online because of the <strong>fast shipping<\/strong> and wider variety of products available. [Source: <a href=\"https:\/\/www.junglescout.com\/blog\/millennial-shopping-habits\/\" target=\"_blank\" rel=\"noreferrer noopener\">JungleScout<\/a>]<\/li>\n\n\n\n<li>47 percent of millennials say they <strong>shop on Amazon at least once a week<\/strong>. [Source: <a href=\"https:\/\/www.junglescout.com\/blog\/millennial-shopping-habits\/\" target=\"_blank\" rel=\"noreferrer noopener\">JungleScout<\/a>]<\/li>\n\n\n\n<li>60 percent of millennials <strong>prefer to purchase generic brands<\/strong> over name brands. [Source: <a href=\"http:\/\/www.millennialmarketing.com\/who-are-millennials\/\" target=\"_blank\" rel=\"noreferrer noopener\">Millennial Marketing<\/a>]<\/li>\n\n\n\n<li>40 percent of millennials <strong>check online reviews and testimonials<\/strong> before purchasing a product. [Source: <a href=\"http:\/\/www.millennialmarketing.com\/research-paper\/american-millennials\/\" target=\"_blank\" rel=\"noreferrer noopener\">Millennial Marketing<\/a>]<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"975\" height=\"552\" src=\"https:\/\/www.lexingtonlaw.com\/blog\/wp-content\/uploads\/2022\/02\/image-11.png\" alt=\"40 percent of millennials check online reviews and testimonials before purchasing a product\" class=\"wp-image-16983\" srcset=\"https:\/\/www.lexingtonlaw.com\/blog\/wp-content\/uploads\/2022\/02\/image-11.png 975w, https:\/\/www.lexingtonlaw.com\/blog\/wp-content\/uploads\/2022\/02\/image-11-768x435.png 768w\" sizes=\"(min-width: 767px) 600px, calc(100vw - 35px)\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-brand-perception\"><a><\/a>Brand perception<\/h2>\n\n\n\n<p>Millennials prefer brands that offer a unique experience, value for their money and great customer service. Although many brands have credited millennials for a downturn in business, <a href=\"https:\/\/inmoment.com\/blog\/earning-and-destroying-customer-loyalty-retail-cx-trends-you-need-to-know\/\" target=\"_blank\" rel=\"noreferrer noopener\">60 percent of millennials<\/a> stay loyal to brands they purchase from. Millennials are also sensitive to how a company acts beyond its business interests, and they often prefer brands that are socially or politically active. Brands that own social media\u2014either through clever messaging or a responsive account\u2014are likely to succeed at winning the hearts of millennials.<\/p>\n\n\n\n<ul>\n<li>30 percent of millennial consumers say they <strong>feel loyal to brands<\/strong> rather than products. [Source: <a href=\"https:\/\/inmoment.com\/blog\/earning-and-destroying-customer-loyalty-retail-cx-trends-you-need-to-know\/\" target=\"_blank\" rel=\"noreferrer noopener\">InMoment<\/a>]<\/li>\n\n\n\n<li>60 percent of millennials say they\u2019ve been loyal to specific brands for <strong>10 or more years<\/strong>. [Source: <a href=\"https:\/\/inmoment.com\/blog\/earning-and-destroying-customer-loyalty-retail-cx-trends-you-need-to-know\/\" target=\"_blank\" rel=\"noreferrer noopener\">InMoment<\/a>]<\/li>\n\n\n\n<li>52 percent of millennials prefer to shop at retailers that <strong>align with their values<\/strong>. [Source: <a href=\"https:\/\/marketingland.com\/report-52-of-millennials-want-retailers-to-mirror-their-values-242460\" target=\"_blank\" rel=\"noreferrer noopener\">Euclid<\/a>]<\/li>\n\n\n\n<li>44 percent of millennial parents say they will only shop with brands that <strong>share their social or political views<\/strong>. [Source: <a href=\"https:\/\/nrf.com\/research\/consumer-view-spring-2018\" target=\"_blank\" rel=\"noreferrer noopener\">National Retail Federation<\/a>]<\/li>\n\n\n\n<li>19 percent of non-parent millennials say they always<strong> research a brand\u2019s views<\/strong> on topics that are important to them. [Source: <a href=\"https:\/\/nrf.com\/research\/consumer-view-spring-2018\" target=\"_blank\" rel=\"noreferrer noopener\">National Retail Federation<\/a>]<\/li>\n\n\n\n<li>14 percent of millennials say that they <strong>would visit a brand\u2019s social media <\/strong>to give feedback. [Source: <a href=\"https:\/\/www.retaildive.com\/ex\/mobilecommercedaily\/smartphones-influence-84-pc-of-millennials-shopping-in-stores-report\" target=\"_blank\" rel=\"noreferrer noopener\">Retail Dive<\/a>]<\/li>\n\n\n\n<li>96 percent of millennials say that brands should find new ways to<strong> reward loyal customers<\/strong>. [Source: <a href=\"https:\/\/home.kpmg\/xx\/en\/home\/insights\/2019\/11\/customer-loyalty-survey.html\" target=\"_blank\" rel=\"noreferrer noopener\">KPMG<\/a>]<\/li>\n\n\n\n<li>81 percent of millennial consumers say being a member of a rewards program<strong> encourages them to spend more money<\/strong> with a brand.&nbsp; [Source: <a href=\"https:\/\/home.kpmg\/xx\/en\/home\/insights\/2019\/11\/customer-loyalty-survey.html\" target=\"_blank\" rel=\"noreferrer noopener\">KPMG<\/a>]<\/li>\n\n\n\n<li>61 percent of millennials prefer brands that offer <strong>unexpected rewards on social media<\/strong> as opposed to traditional reward points. [Source: <a href=\"http:\/\/merkleinc.com\/thought-leadership\/white-papers\/2019-loyalty-barometer-report?utm_source=PressRelease&amp;utm_medium=pr&amp;utm_campaign=2019_Loyalty+Barometer+Report\" target=\"_blank\" rel=\"noreferrer noopener\">HelloWorld<\/a>]<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"975\" height=\"734\" src=\"https:\/\/www.lexingtonlaw.com\/blog\/wp-content\/uploads\/2022\/02\/image-12.png\" alt=\"\" class=\"wp-image-16984\" srcset=\"https:\/\/www.lexingtonlaw.com\/blog\/wp-content\/uploads\/2022\/02\/image-12.png 975w, https:\/\/www.lexingtonlaw.com\/blog\/wp-content\/uploads\/2022\/02\/image-12-400x300.png 400w, https:\/\/www.lexingtonlaw.com\/blog\/wp-content\/uploads\/2022\/02\/image-12-768x578.png 768w\" sizes=\"(min-width: 767px) 600px, calc(100vw - 35px)\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-marketing-and-advertising\"><a><\/a>Marketing and advertising<\/h2>\n\n\n\n<p>Data about millennials shows that they are far more responsive to social media advertisements and advertising in general than previous generations, but there are caveats. Millennials prefer ads that are relevant, informative or humorous\u2014and they need to feel that the source is trustworthy. However, a growing number of millennials have shunned advertising entirely by installing ad blockers. In general, the best way to market to millennials seems to be through trusted individuals, like influencers or other popular personalities, whom millennials already view as thought leaders.<\/p>\n\n\n\n<ul>\n<li><strong>47 percent of millennials are using ad blockers<\/strong> on their computer, while 29 percent use an ad blocker on their smartphone. [Source: <a href=\"https:\/\/civicscience.com\/digital-ads-might-be-getting-more-relevant-especially-to-gen-z\/\" target=\"_blank\" rel=\"noreferrer noopener\">Civic Science<\/a>]<\/li>\n\n\n\n<li>74 percent of millennials have shared their password or login to stream content online, while 64 percent say they\u2019ve <strong>used someone else\u2019s streaming account<\/strong>. [Source: <a href=\"https:\/\/www.bankrate.com\/finance\/credit-cards\/subscription-services-survey\/\" target=\"_blank\" rel=\"noreferrer noopener\">Bankrate<\/a>]<\/li>\n\n\n\n<li>75 percent of millennials <strong>believe attending an event in person has more impact<\/strong> than taking action online. [Source: <a href=\"https:\/\/www.eventbrite.com\/blog\/millennials-event-trends-ds00\/\" target=\"_blank\" rel=\"noreferrer noopener\">Eventbrite<\/a>]<\/li>\n\n\n\n<li>92 percent of millennials use an app\u2019s appearance to decide whether or not to <strong>provide personal information<\/strong>. [Source: <a href=\"https:\/\/listwithclever.com\/research\/marketing-to-millennials-in-2019\/#methodology\" target=\"_blank\" rel=\"noreferrer noopener\">Clever<\/a>]<\/li>\n\n\n\n<li>30 percent of millennials are <strong>not willing to engage with online advertisements<\/strong>. [Source: <a href=\"https:\/\/listwithclever.com\/research\/marketing-to-millennials-in-2019\/#methodology\" target=\"_blank\" rel=\"noreferrer noopener\">Clever<\/a>]<\/li>\n\n\n\n<li>77 percent of millennials say they worry about companies <strong>using their personal data<\/strong>. [Source: <a href=\"https:\/\/listwithclever.com\/research\/marketing-to-millennials-in-2019\/\" target=\"_blank\" rel=\"noreferrer noopener\">Clever<\/a>]<\/li>\n\n\n\n<li>Millennials are 54 percent more likely than older generations to buy a product that was<strong> recommended by a social media influencer<\/strong>. [Source: <a href=\"https:\/\/listwithclever.com\/research\/marketing-to-millennials-in-2019\/\" target=\"_blank\" rel=\"noreferrer noopener\">Clever<\/a>]<\/li>\n\n\n\n<li>25 percent of millennials say they are more likely to purchase a product because of<strong> an advertisement on social media<\/strong>. [Source: <a href=\"https:\/\/listwithclever.com\/research\/marketing-to-millennials-in-2019\/\" target=\"_blank\" rel=\"noreferrer noopener\">Clever<\/a>]<\/li>\n\n\n\n<li>Millennials are <strong>25 percent more likely to engage<\/strong> with online advertisements. [Source: <a href=\"https:\/\/listwithclever.com\/research\/marketing-to-millennials-in-2019\/\" target=\"_blank\" rel=\"noreferrer noopener\">Clever<\/a>]<\/li>\n\n\n\n<li>43 percent of millennials engage with <strong>humorous ads<\/strong>. [Source: <a href=\"https:\/\/listwithclever.com\/research\/marketing-to-millennials-in-2019\/\" target=\"_blank\" rel=\"noreferrer noopener\">Clever<\/a>]<\/li>\n\n\n\n<li>29 percent of millennials engage with<strong> informative ads<\/strong>. [Source: <a href=\"https:\/\/listwithclever.com\/research\/marketing-to-millennials-in-2019\/\" target=\"_blank\" rel=\"noreferrer noopener\">Clever<\/a>]<\/li>\n\n\n\n<li>36 percent of millennials <strong>trust social media advertisements<\/strong>. [Source: <a href=\"https:\/\/www.statista.com\/statistics\/1041560\/social-media-ads-consumer-trust\/\" target=\"_blank\" rel=\"noreferrer noopener\">Statista<\/a>]<\/li>\n\n\n\n<li>Millennials spend an <strong>average of 211 minutes on apps<\/strong> or the internet per day. [Source: <a href=\"https:\/\/www.statista.com\/topics\/2576\/us-millennials-internet-usage-and-online-shopping\/#:~:text=U.S.%20Millennials%20were%20reported%20to,of%20daily%20desktop%20internet%20usage.\" target=\"_blank\" rel=\"noreferrer noopener\">Statista<\/a>]<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-debt\"><a><\/a>Debt<\/h2>\n\n\n\n<p>Millennials are heavily burdened with <a href=\"https:\/\/www.lexingtonlaw.com\/blog\/credit-repair\/student-loan-debt-statistics.html\" target=\"_blank\" rel=\"noreferrer noopener\">debt from student loans<\/a> and credit cards. As many borrow large sums of money to pay for education, millennials <a href=\"https:\/\/educationdata.org\/student-loan-debt-by-generation\" target=\"_blank\" rel=\"noreferrer noopener\">carry more than $500 billion<\/a> in student loan debt. This large debt has a major impact on millennials as homeownership is down among the demographic, and over 50 percent have said their student loan debt has delayed their ability to save for a home.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"975\" height=\"564\" src=\"https:\/\/www.lexingtonlaw.com\/blog\/wp-content\/uploads\/2022\/02\/image-13.png\" alt=\"Millennials hold 31.94 percent  of all student debt, accounting for more than $500 billion\" class=\"wp-image-16985\" srcset=\"https:\/\/www.lexingtonlaw.com\/blog\/wp-content\/uploads\/2022\/02\/image-13.png 975w, https:\/\/www.lexingtonlaw.com\/blog\/wp-content\/uploads\/2022\/02\/image-13-768x444.png 768w\" sizes=\"(min-width: 767px) 600px, calc(100vw - 35px)\" \/><\/figure>\n\n\n\n<ul>\n<li><strong>14.8 million millennials have debt from student loans<\/strong>, a larger number than any other generation. [Source: <a href=\"https:\/\/educationdata.org\/student-loan-debt-by-generation\" target=\"_blank\" rel=\"noreferrer noopener\">Education Data<\/a>]<\/li>\n\n\n\n<li>The average millennial student loan borrower <strong>owes $38,877<\/strong>. [Source: <a href=\"https:\/\/educationdata.org\/student-loan-debt-by-generation\" target=\"_blank\" rel=\"noreferrer noopener\">Education Data<\/a>]<\/li>\n\n\n\n<li>Total student loan debt for millennials is now <strong>over $500 billion<\/strong>. [Source: <a href=\"https:\/\/educationdata.org\/student-loan-debt-by-generation\" target=\"_blank\" rel=\"noreferrer noopener\">Education Data<\/a>]<\/li>\n\n\n\n<li>Millennials <strong>hold 31.94 percent<\/strong> of all debt from student loans. [Source: <a href=\"https:\/\/educationdata.org\/student-loan-debt-by-generation\" target=\"_blank\" rel=\"noreferrer noopener\">Education Data<\/a>]<\/li>\n\n\n\n<li>46 percent of <strong>younger millennials <\/strong>report having a median balance of $26,000 from student loans. [Source: <a href=\"https:\/\/www.nar.realtor\/sites\/default\/files\/documents\/2020-generational-trends-report-03-05-2020.pdf\">NAR<\/a>]<\/li>\n\n\n\n<li>42 percent of millennials who took out student loans say <strong>taking out those was not worth<\/strong> it given their current financial situation. [Source: <a href=\"https:\/\/morningconsult.com\/2019\/04\/08\/millennials-and-their-money-the-kids-are-all-right\/\" target=\"_blank\" rel=\"noreferrer noopener\">Morning Consult<\/a>]<\/li>\n\n\n\n<li>On average, millennials <strong>carry $4,712 in credit card debt<\/strong>. [Source: <a href=\"https:\/\/www.experian.com\/blogs\/ask-experian\/research\/millennials-and-credit-card-debt-study\/#s1\" target=\"_blank\" rel=\"noreferrer noopener\">Experian<\/a>]<\/li>\n\n\n\n<li>Younger millennials carry an average debt of $2,288 from credit cards, while older millennials carry an <strong>average credit card debt of $6,675<\/strong>. [Source: <a href=\"https:\/\/www.experian.com\/blogs\/ask-experian\/research\/millennials-and-credit-card-debt-study\/#s1\" target=\"_blank\" rel=\"noreferrer noopener\">Experian<\/a>]<\/li>\n\n\n\n<li>More than 50 percent of millennials say student loan debt <strong>delayed their ability to save for a home<\/strong>. [Source: <a href=\"https:\/\/www.nar.realtor\/sites\/default\/files\/documents\/2020-generational-trends-report-03-05-2020.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">NAR<\/a>]<\/li>\n\n\n\n<li>56 percent of millennials say they <strong>do not have a retirement savings account<\/strong>. [Source: <a href=\"https:\/\/morningconsult.com\/2019\/04\/08\/millennials-and-their-money-the-kids-are-all-right\/\" target=\"_blank\" rel=\"noreferrer noopener\">Morning Consult<\/a>]<\/li>\n\n\n\n<li>58 percent of millennials say they are <strong>living paycheck to paycheck<\/strong>. [Source: <a href=\"https:\/\/www.magnifymoney.com\/blog\/news\/paycheck-survey\/\" target=\"_blank\" rel=\"noreferrer noopener\">Magnify Money<\/a>]<\/li>\n\n\n\n<li><strong>76 percent of millennials<\/strong> carry some kind of debt. [Source: <a href=\"https:\/\/about.bankofamerica.com\/en-us\/partnering-locally\/bmh-millennial-report.html?cm_mmc=EBZ-EnterpriseBrand-_-vanity-_-EB01VN00GZ_millennialreport-_-N\/A#fbid=TQZ2IsPExmh\" target=\"_blank\" rel=\"noreferrer noopener\">Bank of America<\/a>]<\/li>\n\n\n\n<li>Of those with debt, <strong>16 percent of millennials say they owe $50,000<\/strong> or more. [Source: <a href=\"https:\/\/about.bankofamerica.com\/en-us\/partnering-locally\/bmh-millennial-report.html?cm_mmc=EBZ-EnterpriseBrand-_-vanity-_-EB01VN00GZ_millennialreport-_-N\/A#fbid=TQZ2IsPExmh\" target=\"_blank\" rel=\"noreferrer noopener\">Bank of America<\/a>]<\/li>\n\n\n\n<li>76 percent of millennials say <strong>debt interferes with their personal and financial goals<\/strong>. [Source: <a href=\"https:\/\/about.bankofamerica.com\/en-us\/partnering-locally\/bmh-millennial-report.html?cm_mmc=EBZ-EnterpriseBrand-_-vanity-_-EB01VN00GZ_millennialreport-_-N\/A#fbid=TQZ2IsPExmh\" target=\"_blank\" rel=\"noreferrer noopener\">Bank of America<\/a>]<\/li>\n<\/ul>\n\n\n\n<p>Now that millennials have become the largest living generation in America, there is a growing need for brands and companies to design their sales tactics and marketing strategies to appeal to this demographic. Though millennials are often criticized for their spending habits, they are one of the generations that paved the way for brands to adapt to an online way of thinking via <a href=\"https:\/\/www.lexingtonlaw.com\/blog\/finance\/the-cost-of-social-media.html\" target=\"_blank\" rel=\"noreferrer noopener\">social media<\/a> and other online platforms. With millennials being a generation that plays a major part in the U.S. economy, it is important for brands to stay educated on the spending habits of this growing powerhouse. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-related-links\">Related links<\/h2>\n\n\n\n<ul>\n<li><a href=\"https:\/\/www.lexingtonlaw.com\/blog\/credit-cards\/american-spending-habits.html\" target=\"_blank\" rel=\"noreferrer noopener\">American spending habits<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.lexingtonlaw.com\/blog\/credit-cards\/baby-boomer-spending-habits.html\" target=\"_blank\" rel=\"noreferrer noopener\">Baby boomer spending habits<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.lexingtonlaw.com\/blog\/credit-cards\/college-student-spending-habits.html\" target=\"_blank\" rel=\"noreferrer noopener\">College student spending habits<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.lexingtonlaw.com\/blog\/credit-cards\/generation-z-spending-habits.html\" target=\"_blank\" rel=\"noreferrer noopener\">Gen Z spending habits<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.lexingtonlaw.com\/blog\/credit-cards\/teen-spending-habits.html\" target=\"_blank\" rel=\"noreferrer noopener\">Teen spending habits<\/a><\/li>\n<\/ul>\n\n\n\n<p><a href=\"https:\/\/lexingtonlaw.com\/disclaimer\" target=\"_blank\" aria-label=\"undefined (opens in a new tab)\" rel=\"noreferrer noopener\"><strong><em>Note:<\/em><\/strong><\/a><em> Articles have only been reviewed by the indicated attorney, not written by them. The information provided on this website does not, and is not intended to, act as legal, financial or credit advice; instead, it is for general informational purposes only. Use of, and access to, this website or any of the links or resources contained within the site do not create an attorney-client or fiduciary relationship between the reader, user, or browser and website owner, authors, reviewers, contributors, contributing firms, or their respective agents or employers.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>These statistics break down millennial spending habits and highlight how this powerhouse of a generation is spending their money. <\/p>\n","protected":false},"author":63,"featured_media":19499,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[516],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.1 (Yoast SEO v18.3) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>60+ Statistics on Millennial Spending Habits for 2023 | Lexington Law<\/title>\n<meta name=\"description\" content=\"These statistics break down millennial spending habits and highlight how this powerhouse of a generation is spending their money.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.lexingtonlaw.com\/blog\/credit-cards\/millennial-spending-habits.html\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"60+ statistics on millennial spending habits for 2023\" \/>\n<meta property=\"og:description\" content=\"These statistics break down millennial spending habits and highlight how this powerhouse of a generation is spending their money.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.lexingtonlaw.com\/blog\/credit-cards\/millennial-spending-habits.html\" \/>\n<meta property=\"og:site_name\" content=\"Lexington Law\" \/>\n<meta property=\"article:published_time\" content=\"2023-03-17T16:00:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-06-06T20:44:30+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.lexingtonlaw.com\/blog\/wp-content\/uploads\/2022\/02\/handing-credit-card-to-cashier.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1510\" \/>\n\t<meta property=\"og:image:height\" content=\"500\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Lexington Law\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"10 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.lexingtonlaw.com\/blog\/#website\",\"url\":\"https:\/\/www.lexingtonlaw.com\/blog\/\",\"name\":\"Lexington Law\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.lexingtonlaw.com\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"ImageObject\",\"@id\":\"https:\/\/www.lexingtonlaw.com\/blog\/credit-cards\/millennial-spending-habits.html#primaryimage\",\"inLanguage\":\"en-US\",\"url\":\"https:\/\/www.lexingtonlaw.com\/blog\/wp-content\/uploads\/2022\/02\/handing-credit-card-to-cashier.jpg\",\"contentUrl\":\"https:\/\/www.lexingtonlaw.com\/blog\/wp-content\/uploads\/2022\/02\/handing-credit-card-to-cashier.jpg\",\"width\":1510,\"height\":500},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.lexingtonlaw.com\/blog\/credit-cards\/millennial-spending-habits.html#webpage\",\"url\":\"https:\/\/www.lexingtonlaw.com\/blog\/credit-cards\/millennial-spending-habits.html\",\"name\":\"60+ Statistics on Millennial Spending Habits for 2023 | Lexington Law\",\"isPartOf\":{\"@id\":\"https:\/\/www.lexingtonlaw.com\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.lexingtonlaw.com\/blog\/credit-cards\/millennial-spending-habits.html#primaryimage\"},\"datePublished\":\"2023-03-17T16:00:00+00:00\",\"dateModified\":\"2025-06-06T20:44:30+00:00\",\"author\":{\"@id\":\"https:\/\/www.lexingtonlaw.com\/blog\/#\/schema\/person\/3bdde08475ff103d98185ad2f04d0bcd\"},\"description\":\"These statistics break down millennial spending habits and highlight how this powerhouse of a generation is spending their money.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.lexingtonlaw.com\/blog\/credit-cards\/millennial-spending-habits.html#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.lexingtonlaw.com\/blog\/credit-cards\/millennial-spending-habits.html\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.lexingtonlaw.com\/blog\/credit-cards\/millennial-spending-habits.html#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"All Posts\",\"item\":\"https:\/\/www.lexingtonlaw.com\/blog\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Credit Cards\",\"item\":\"https:\/\/www.lexingtonlaw.com\/blog\/category\/credit-cards\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"60+ statistics on millennial spending habits for 2023\"}]},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.lexingtonlaw.com\/blog\/#\/schema\/person\/3bdde08475ff103d98185ad2f04d0bcd\",\"name\":\"Lexington Law\",\"image\":{\"@type\":\"ImageObject\",\"@id\":\"https:\/\/www.lexingtonlaw.com\/blog\/#personlogo\",\"inLanguage\":\"en-US\",\"url\":\"https:\/\/www.lexingtonlaw.com\/blog\/wp-content\/uploads\/2024\/07\/cropped-wp-logo-1-96x96.png\",\"contentUrl\":\"https:\/\/www.lexingtonlaw.com\/blog\/wp-content\/uploads\/2024\/07\/cropped-wp-logo-1-96x96.png\",\"caption\":\"Lexington Law\"},\"url\":\"https:\/\/www.lexingtonlaw.com\/blog\/author\/lexington-law\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"60+ Statistics on Millennial Spending Habits for 2023 | Lexington Law","description":"These statistics break down millennial spending habits and highlight how this powerhouse of a generation is spending their money.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.lexingtonlaw.com\/blog\/credit-cards\/millennial-spending-habits.html","og_locale":"en_US","og_type":"article","og_title":"60+ statistics on millennial spending habits for 2023","og_description":"These statistics break down millennial spending habits and highlight how this powerhouse of a generation is spending their money.","og_url":"https:\/\/www.lexingtonlaw.com\/blog\/credit-cards\/millennial-spending-habits.html","og_site_name":"Lexington Law","article_published_time":"2023-03-17T16:00:00+00:00","article_modified_time":"2025-06-06T20:44:30+00:00","og_image":[{"width":1510,"height":500,"url":"https:\/\/www.lexingtonlaw.com\/blog\/wp-content\/uploads\/2022\/02\/handing-credit-card-to-cashier.jpg","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_misc":{"Written by":"Lexington Law","Est. reading time":"10 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebSite","@id":"https:\/\/www.lexingtonlaw.com\/blog\/#website","url":"https:\/\/www.lexingtonlaw.com\/blog\/","name":"Lexington Law","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.lexingtonlaw.com\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"ImageObject","@id":"https:\/\/www.lexingtonlaw.com\/blog\/credit-cards\/millennial-spending-habits.html#primaryimage","inLanguage":"en-US","url":"https:\/\/www.lexingtonlaw.com\/blog\/wp-content\/uploads\/2022\/02\/handing-credit-card-to-cashier.jpg","contentUrl":"https:\/\/www.lexingtonlaw.com\/blog\/wp-content\/uploads\/2022\/02\/handing-credit-card-to-cashier.jpg","width":1510,"height":500},{"@type":"WebPage","@id":"https:\/\/www.lexingtonlaw.com\/blog\/credit-cards\/millennial-spending-habits.html#webpage","url":"https:\/\/www.lexingtonlaw.com\/blog\/credit-cards\/millennial-spending-habits.html","name":"60+ Statistics on Millennial Spending Habits for 2023 | Lexington Law","isPartOf":{"@id":"https:\/\/www.lexingtonlaw.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.lexingtonlaw.com\/blog\/credit-cards\/millennial-spending-habits.html#primaryimage"},"datePublished":"2023-03-17T16:00:00+00:00","dateModified":"2025-06-06T20:44:30+00:00","author":{"@id":"https:\/\/www.lexingtonlaw.com\/blog\/#\/schema\/person\/3bdde08475ff103d98185ad2f04d0bcd"},"description":"These statistics break down millennial spending habits and highlight how this powerhouse of a generation is spending their money.","breadcrumb":{"@id":"https:\/\/www.lexingtonlaw.com\/blog\/credit-cards\/millennial-spending-habits.html#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.lexingtonlaw.com\/blog\/credit-cards\/millennial-spending-habits.html"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.lexingtonlaw.com\/blog\/credit-cards\/millennial-spending-habits.html#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"All Posts","item":"https:\/\/www.lexingtonlaw.com\/blog"},{"@type":"ListItem","position":2,"name":"Credit Cards","item":"https:\/\/www.lexingtonlaw.com\/blog\/category\/credit-cards"},{"@type":"ListItem","position":3,"name":"60+ statistics on millennial spending habits for 2023"}]},{"@type":"Person","@id":"https:\/\/www.lexingtonlaw.com\/blog\/#\/schema\/person\/3bdde08475ff103d98185ad2f04d0bcd","name":"Lexington Law","image":{"@type":"ImageObject","@id":"https:\/\/www.lexingtonlaw.com\/blog\/#personlogo","inLanguage":"en-US","url":"https:\/\/www.lexingtonlaw.com\/blog\/wp-content\/uploads\/2024\/07\/cropped-wp-logo-1-96x96.png","contentUrl":"https:\/\/www.lexingtonlaw.com\/blog\/wp-content\/uploads\/2024\/07\/cropped-wp-logo-1-96x96.png","caption":"Lexington Law"},"url":"https:\/\/www.lexingtonlaw.com\/blog\/author\/lexington-law"}]}},"featured_media_src_url":"https:\/\/www.lexingtonlaw.com\/blog\/wp-content\/uploads\/2022\/02\/handing-credit-card-to-cashier.jpg","_links":{"self":[{"href":"https:\/\/www.lexingtonlaw.com\/blog\/wp-json\/wp\/v2\/posts\/9901"}],"collection":[{"href":"https:\/\/www.lexingtonlaw.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.lexingtonlaw.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.lexingtonlaw.com\/blog\/wp-json\/wp\/v2\/users\/63"}],"replies":[{"embeddable":true,"href":"https:\/\/www.lexingtonlaw.com\/blog\/wp-json\/wp\/v2\/comments?post=9901"}],"version-history":[{"count":44,"href":"https:\/\/www.lexingtonlaw.com\/blog\/wp-json\/wp\/v2\/posts\/9901\/revisions"}],"predecessor-version":[{"id":21470,"href":"https:\/\/www.lexingtonlaw.com\/blog\/wp-json\/wp\/v2\/posts\/9901\/revisions\/21470"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.lexingtonlaw.com\/blog\/wp-json\/wp\/v2\/media\/19499"}],"wp:attachment":[{"href":"https:\/\/www.lexingtonlaw.com\/blog\/wp-json\/wp\/v2\/media?parent=9901"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.lexingtonlaw.com\/blog\/wp-json\/wp\/v2\/categories?post=9901"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.lexingtonlaw.com\/blog\/wp-json\/wp\/v2\/tags?post=9901"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}