Our Legal Services
Lexington Law Offers Credit Repair in California
13522 Newhope Street
Garden Grove, CA 92843
In partnership with Lexington Law, Adam Fullman works to protect consumer rights and provide outstanding legal services. After earning his Juris Doctor from Western State University College of Law in 1997, he was admitted to the State Bar of California where he continues to practice law. Armed with over a decade of litigation and courtroom experience, Mr. Fullman represents clients in the following areas:
- Debt settlement
- Defending debt collection lawsuits
- Bankruptcy services
- Insurance law
- Business litigation
- Personal injury
- Consumer advocacy (since 2005)
- Utilizing federal consumer laws, such as the Fair Credit Report Act (FCRA), and the Fair Debt Collection Practices Act (FDCPA)
As a Lexington Law of-counsel attorney, member of the Garden Grove Chamber of Commerce, and consumer advocate, Mr. Fullman's expertise serves as a valuable resource in his local community and state.
Credit Repair Services
If you've accumulated negative credit items on your credit report, it can feel like there's no way to dig yourself out of the bad credit hole. A bad credit report can follow you and interfere with your ability to obtain a mortgage, a car loan, and even a job.
Getting turned down for a loan or missing out on a job offer because of your bad credit is frustrating, embarrassing, and even scary. It's tempting to take immediate action with the do-it-yourself credit repair approach. While DIY credit repair can be successful, the process is often longer than anticipated and quickly becomes overwhelming.
Instead, consider working with a reputable credit repair company. A professional credit repair service can help fix your credit and put you back on track toward meeting your financial obligations and goals.
But don't just choose any credit repair service. Meeting with a local California credit repair office isn't always the best choice. These independent credit repair professionals often can't show the same record of success as a more experienced credit repair company. Working with experienced, trustworthy attorneys who understand consumer protection laws is a better way to make sure your credit report remains fair and accurate.
While working with lawyers to repair your credit costs more than DIY credit repair, it saves you money in the long run. Fixing your credit report and reducing interest rates can save you tens of thousands of dollars over time.
Proven Credit Repair Results
The attorneys at Lexington Law have worked with many clients in California to remove negative items from their credit reports. Our team reviews your credit reports and directs appropriate correspondence to your creditors and the credit bureaus. We match your credit repair items with the right credit repair strategies as applicable to your case.
We've helped clients challenge nearly every credit problem, including bankruptcies, tax liens, late payments, and collections. Our proven results speak for themselves. Lexington Law clients saw 9 million negative items removed from their credit reports in 2016 alone.
Our multiple service levels make it easy to the find the right choice for your credit situation. Lexington Law offers a free credit repair consultation, including a review of your credit reports and score.
California Credit Repair from Lexington Law
From Los Angeles and San Diego to San Jose and San Francisco, bad credit reports affect people across California. While California's average credit score of 677 is slightly above the national average, the state is home to two of the lowest ranked cities for credit in Experian's State of Credit Report: Riverside (4th) and Bakersfield (8th).
No matter where you live in California, bad credit can limit your ability to get a mortgage or car loan. California has long been one of the country's most expensive and competitive home markets. Even borrowers with good credit can struggle to afford the state's median home price of $393,000. With a 20 percent down payment, you'd need to make $78,000 to afford a median-priced home in California, more than what two-thirds of households make in the state. When you add in the high interest rates of a mortgage for someone with poor credit, that home could be well out of reach.
If all this information has gotten you discouraged, credit repair lawyers at Lexington Law can help. We understand how to help Californians fix their credit and set them on a track toward greater financial security. Contact us if you're ready to repair your credit.