What is your

credit score

costing you?

Answer these three questions to find out.

40 points could cost you as much as$65,189on your loan

* The 30-year fixed mortgage APRs are estimated based on the following assumptions. FICO® scores between 620 and 850 (500 and 619) assume a Loan Amount of $150,000, 1.0 (0.0) points, a Single Family - Owner Occupied Property Type and an 80% (60-80%) Loan-to-Value Ratio

We've helped thousands improve their credit scores. See if we can help you too.

How credit repair works
in four easy steps

If questionable negative items are hurting your credit, removing them can improve your score. Here’s how we do it.

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What is a "good" credit score?
Credit scores are generally separated into five buckets of quality—poor, fair, good, very good and exceptional. Scores between 670 and 739 are considered 'good.'
FICO© Score 8 (300 - 850) based on TransUnion data
What score do I need to...
Without a credit score of at least 620 you are unlikely to qualify for a home loan, and even then, you may find it difficult to get approved. Scores of 700 or higher are ideal for securing low interest rates and moderate monthly payments.
Even with a score as low as 500 you may be approved for a car loan, but the interest rate will be in double digits. Raising your score to at least 660 will likely allow for single digit interest rates and significantly lower monthly payments.
Personal loans vary greatly based on the amount being asked and your credit score. As such, you may be able to get approved for a smaller loan even with a low score. For optimal rates, you’ll want a score of 700 or higher.
Not sure how your score measures up?

Call Lexington Law today and get a:

FREE
personalized
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TransUnion
FICO® Score
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TransUnion
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Trusted leaders in
credit repair for a reason
Proven Results Our results speak for themselves. In 2017 alone, Lexington Law clients saw 10 Million negative items removed from their credit reports*
Practical Tools Our bundled services include credit monitoring, monthly FICO® Scores, identity protection services**, personal finance tools and more.
Professional Service Lexington Law has worked exclusively in credit repair since 2004. We know the law and can leverage every legal standard and consumer right for your credit.
*See how we count removals  |  **Premiere Plus service level only
Cancel anytime.

While we're completely confident in our proven process, you're never locked into a payment plan. You can cancel your service whenever you choose, though we suggest you wait until after you've reached your credit goals. Keep in mind, credit repair isn’t going to happen overnight.

Your credit won't fix itself.

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