Dealing with collections agencies is already difficult...
credit reporting errors make it even worse.
Is it possible toEven if you have paid off your debts and done everything a collections agency has asked of you, your credit reports could still be labeling you in default.
Remove Collections Accountsfrom a credit report?
The numbers speak for themselves.
Last year, Lexington Law helped our clientsremoved 3,120,442 Collections
from their credit reports.**
Many inaccurate or misleading collection accounts unfairly lower thousands of people's credit scores. Either because of clerical errors, miscommunication, or even outright vengeful tactics by some collections agencies, collections accounts are among the most common errors on credit reports.
As if their calls weren't enough, look what they've done to my credit!This same scenario has happened time and time again. A creditor claims you have an overdue debt and begins reporting you to the credit bureaus. They then sell your account to a collections agency who may begin doing the very same thing ...and that is where the problems begin.
Maybe the creditor continues reporting to the credit bureaus or maybe you make an arrangement to pay off the creditor directly but the collections agency still hammers away at your credit reports.
Or even worse, maybe you never owed the debt in the first place and now either the creditor, the collections agency, or both are causing havoc on your credit score.
“Thanks Lexington Law Firm for all your help. I appreciate all you have done to clear my credit. So much progress was made in such a short time. You were very professional and very helpful at all times. It was nice to get someone on the phone whenever I needed assistance. I will keep you in mind if I ever need anything else.”
- D.S., Lexington client*
(Your results will vary)
(Your results will vary)
Lexington Law has helped thousands of people with collections problems.The numbers don't lie. Lexington Law has helped its clients remove or improve over 4.8 million negative items on their clients credit reports including 3,120,442 collection accounts in 2013.
Lexington Law has the experience to attack multiple aspects of your collections problems. Lexington Law's Concord level services are not limited to credit bureau disputes. Lexington Law will also contact creditors and the collection agencies on your behalf. Through goodwill negotiations and by leveraging your rights under the Fair Debt Collection Practices Act (FDCPA), Lexington Law works to get collection agencies to stop reporting damaging information.