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FREE Credit Report Summary & Credit Repair Consultation
Lexington Law offers a free credit repair consultation, which includes a complete review of your FREE credit report summary and score. Call us today to take advantage of our no-obligation offer.
Credit Education
Credit Repair

What is credit repair?

[kred-it ri-pair] n. all the legal work, strategy and methods that Lexington Law uses to challenge questionable negative credit listings that are inaccurate, misleading, unverifiable, untimely, biased or incomplete.

The above definition of credit repair is not one you will find in any finance books or other credit repair resources, but it is the best way for us to define the term for people who are looking to Lexington Law for assistance with their credit.

Ask 10 people how they define credit repair and you will likely get 10 different answers. Some people feel credit repair is managing your money and making timely payments so your credit score improves over time. Others feel it is the process of disputing questionable credit listings with the credit bureaus. Others still, equate credit repair to illegal tactics such as file segregation. Finally, based on our experiences talking to consumers with credit problems, some people feel that a credit repair service is the same as credit counseling, debt consolidation, or debt settlement services.

Because there are so many definitions of credit repair, and no perfect definition that satisfies everyone, it would be a disservice to our clients to say we offer credit repair services without saying exactly what that means. By providing our own definition of credit repair based on the services Lexington Law provides, we are being careful not to mislead anyone.

So what credit repair services does Lexington provide?

Lexington Law believes in fair credit reports for all consumers, that’s why we cover a wide range of services to meet every individual’s unique situation. PremierPlus includes all credit repair and score coaching services provided with the Concord Standard and Concord Premier service levels but may accelerate your results by employing additional legal interventions. You will also receive your FICO® Score based on TransUnion data each month as well as real-time identity fraud alerts and tools to manage your personal finances.

Over 500,000 Americans have used these services to legally take action on their credit, but there are many more who are still suffering from bad credit. To see if you are one of the millions of Americans who may be able to benefit from credit repair, please call us for a free credit consultation. During your consultation you will learn how credit repair works, how to obtain your credit reports, and whether or not you are a good candidate for Lexington Law's credit repair services.

Call 1-tel:1-855-255-0139 to receive your free credit consultation.

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