Removing Late Payments
From Credit Reports
Late Payments can have a detrimental
effect on your credit score
One recent late payment on a single account can lower a score by 15 to 40 points, and missing one payment cycle for all accounts in the same month can cause a score to tank by 150 points or more.
A single 90 day late payment also factors heavily in your credit score and is about as damaging as a collection account, judgment, tax lien, and even a bankruptcy.
Consecutive late payments are even more harmful to your score, as each subsequent late payment is weighted more heavily.
Let the industry leader help!
Whether you have a single 90 day late payment or a series of lesser late payments, if they are being incorrectly reported on your credit reports, you can dispute them with the credit reporting agencies and the lender who reported it.
Let Lexington Law help you with this. Lexington Law has helped our clients in the removal of 509,067 inaccurate, untimely, misleading, or unverifiable (questionable) late payments from clients' credit reports in 2012 alone. Lexington Law's Concord level services help you challenge questionable late payments by providing credit bureau and creditor interventions.
Lexington Law credit counselors consider all factors affecting your credit score (recency, number of late payments, amounts owed, other negative items, current credit score, length of credit history etc.), and tackle the issues to yield benefits in the shortest amount of time possible.
In addition to helping remove questionable late payments from your credit report, Lexington Law can also help clients remove a variety of other questionable negative credit items such as collections, charge offs, judgments, and more.
Plans start as low as $59.95 a month.
"I am more than happy with what you have been able to accomplish. When I started this, my credit score was 480 and I had several inaccurate items on my report including two charge offs... My score is now 684 and I just bought a truck at a favorable interest rate."
S, Lexington client*
Is it possible to
from a credit report?
The numbers speak for
Last year, Lexington Law
helped our clients
from their credit reports.**
*Important: While the testimonials and other information on this website may be exciting, Lexington Law promises only to perform the steps we've agreed to in each client's case and to charge each month only for steps already completed. As with any legal work, no outcome is promised. Your results will vary. **The number of items removed represents the combined removals for all three credit bureaus. For example, if a single questionable negative item is removed from all three credit reports, it is counted as three separate removals. All negative items appeared in the "derogatory items" of the clients files. REF# Confirm
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