Men More Willing to Incur Debt for Dream Weddings Than Women

A new survey regarding wedding debt, conducted by Harris Poll on behalf of Lexington Law, finds that men are more willing than women to incur debt when paying for dream weddings.

SALT LAKE CITY, UT – (PR Web) May 7, 2014 — Lexington Law, the nation’s leading credit repair provider, has announced several findings regarding American views on wedding debts and expenses. The study was conducted online by Harris Poll for Lexington Law between April 21 and 24 among 2,039 adults ages 18 and older.

Although only 4% of American adults said they would or did go into debt to pay for their “dream wedding,” the gender balance tipped toward men: While 3% of women either did or would go into debt for this purpose, almost twice that number of men (5%) stated that they would or did do so.

“This finding will likely surprise many,” said John Heath, Directing Attorney for Lexington Law. “Women are too often stereotyped as caring more about style and overall impression than hard logistics like cost. Our survey’s findings refuted that notion.”

Heath pointed to other encouraging findings that favored financial responsibility.

“Almost everyone, 91%, indicated a preference for entering marriage debt-free than having a dream wedding,” Heath added, “and a healthy 34% said that they would rather save, or did indeed save, money to pay for their wedding than splurge on it.”

The study revealed that the average cost that Americans are willing to pay for their dream wedding is $7,600.

More startlingly, more than a third of Americans indicate financial difficulty: 36% state that they aren’t able to pay their bills in full each month. 73% of Americans acknowledge carrying some kind of debt, with credit card debt being the most common type (45%), followed by mortgage (35%), and medical expenses (18%).

The study also measured some of the alternative methods Americans have used or would consider using to pay for their wedding. 32% of Americans say that they have or would utilize alternative options in order to pay for their wedding, with credit cards (17%), taking on a second job (12%), and borrowing money from parents (11%) comprising the top three most popular responses.

Other highlights from the survey include:

  • 36% say they would/did budget less than $5,000 on a dream wedding.  Another 35% are or were willing to pay between $5,000 and $12,000.  The rest say they are or were willing to pay more, with 5% indicating willingness to pay between $30,000 and $100,000.
  • Age is also a factor when considering a dream wedding. Older Americans age 45+ (3%) indicate less willingness to open their wallets to pay between $30,000 and $100,000 than those age 18-34 (7%).
  • Over a quarter (27%) of Americans indicated that they either will or did pay cash for a wedding dress instead of putting it on a credit card.
  • 12% say they intend to or did pay for their honeymoon with a credit card.

For all survey findings, visit: American Views and Personal Experiences On Wedding-Related Debts

“Although many Americans admit to difficulty in meeting financial obligations each month,” Heath added, “too many are apparently more than willing to incur outsized wedding expenses.

“Fortunately, for the largest portion, responsible considerations guide their financial beliefs and subsequent behaviors.”


Survey Methodology

This survey was conducted online within the United States by Harris Poll on behalf of Lexington Law from April 11-13, 2014 among 2,037 U.S. adults ages 18 and older. This online survey is not based on a probability sample and therefore no estimate of theoretical sampling error can be calculated.  For complete survey methodology, including weighting variables, please contact Celeste Edmunds at


About Lexington Law

Lexington Law is a consumer advocacy law firm with decades of experience, helping hundreds of thousands of Americans work to improve their credit. The firm comprises the largest network of credit repair professionals in the U.S., employing a growing staff of 26 attorneys and 200+ paralegals/agents across 19 states. By leveraging consumer rights to legally resolve issues with creditors and credit bureaus, Lexington works to ensure that client credit reports are fair, accurate, and substantiated. For details about Lexington Law’s services, attorneys, or statistics visit: 


About Nielsen & The Harris Poll

On February 3, 2014, Nielsen acquired Harris Interactive and The Harris Poll.  Nielsen Holdings N.V. (NYSE: NLSN) is a global information and measurement company with leading market positions in marketing and consumer information, television and other media measurement, online intelligence and mobile measurement. Nielsen has a presence in approximately 100 countries, with headquarters in New York, USA and Diemen, the Netherlands. For more information, visit

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