Credit Help

Obtaining a better credit score can seem like a daunting task, especially when you don't know where to start. Lexington Law is here to help you reach your credit score goals. Explore if our credit repair services are suited for you.

Not sure how your score measures up?

Contact Lexington Law today and get a:

credit consultation
FICO® Score
report summary

Get your free credit report consultation

Call 1-844-827-6273


If inaccuracies and unfair errors on your credit history are the cause of a low credit score, taking legal steps to remove them may help.

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Fix your credit. Find your freedom.

Call 1-855-255-0139


If you have an average credit score with room to grow, small changes to your financial habits will compound over time.

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Have your finances been impacted by COVID-19?
We can provide credit help.

Call 1-855-255-0139


If you need to establish a credit score from scratch, or need to boost your credit score, understanding the basics of the credit industry will help you build successful lending habits.

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What score do I need to...
Without a credit score of at least 620 you are unlikely to qualify for a home loan, and even then, you may find it difficult to get approved. Scores of 700 or higher are ideal for securing low interest rates and moderate monthly payments.
Even with a score as low as 500 you may be approved for a car loan, but the interest rate will be in double digits. Raising your score to at least 660 will likely allow for single digit interest rates and significantly lower monthly payments.
Personal loans vary greatly based on the amount being asked and your credit score. As such, you may be able to get approved for a smaller loan even with a low score. For optimal rates, you’ll want a score of 700 or higher.

Call for a free credit report consultation

Call 1-855-255-0139

Credit Basics

If you pulled your credit report and were shocked by a low score, start with the basics. Understanding the five credit score factors will help you take action to improve them in the future.

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Is credit repair right for you?

Depending on the status of your credit report, credit repair might not be the best next step to raising your credit score. Our credit repair services are designed to help those who are most in need of negative item removals from their report.

Answer the following questions to find out if credit repair is right for you.

Have you ever made a payment late?

Have you ever been denied a loan or credit card?

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Have you recently had your credit checked?

Yes No

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