Coronavirus Credit Help

Financial Resources for the COVID-19 Outbreak

If your finances have been impacted by the coronavirus (COVID-19) outbreak, you’re not alone. To help you find the resources and information you need, we’ve pulled together articles to help you find answers to your questions.

Resources for Unemployment

As of April 3, over 17 million Americans have filed for unemployment benefits. If you’re new to the process, here’s what you can expect, new relief options provided by the CARES Act and how unemployment insurance will affect your credit.

View More

Mortgage Relief

If you find yourself unable to pay your mortgage or facing a late payment, there are alternatives you can consider before defaulting on your loan. If you have a federally-backed loan, you qualify for certain provisions under the CARES Act.

View More

What score do I need to...
Without a credit score of at least 620 you are unlikely to qualify for a home loan, and even then, you may find it difficult to get approved. Scores of 700 or higher are ideal for securing low interest rates and moderate monthly payments.
Even with a score as low as 500 you may be approved for a car loan, but the interest rate will be in double digits. Raising your score to at least 660 will likely allow for single digit interest rates and significantly lower monthly payments.
Personal loans vary greatly based on the amount being asked and your credit score. As such, you may be able to get approved for a smaller loan even with a low score. For optimal rates, you’ll want a score of 700 or higher.

Call for a free credit report consultation

Call 1-855-255-0139

Student Loan Relief

Under the CARES Act, students with federally-backed student loans are being offered leniency. If you do not have a federally-backed loan, there are still options available to you that you can try to negotiate for with your lender.

View More

Fix your credit. Find your freedom.

Call 1-855-255-0139

Resources for Managing Financial Emergencies

Whether you’re currently facing unemployment, unable to make a payment on your mortgage or suddenly overwhelmed by medical bills, here are a few articles that can help you protect your finances and limit debt.

View More

Confirming Your Phone Order

Phone Confirm